The maximum usage period is 3 years.

If you want to apply for a corporate tax loan, you must meet several basic conditions:

1. The business must have been in business for more than three years, and the book must not be at a loss;

2. The company's sales collection account must have bank statements for more than half a year;

3. The company's credit rating must be above level A, and no tax arrears are allowed. Once there is such a bad record, it will be difficult for the company to borrow money from the bank where the account is opened;

4. Some banks also require the loan company's sales to not be less than a certain percentage.

Generally, the gross profit rate is not less than 10% and the net profit rate is not less than 5%;