Deduction scope of special additional deduction for housing loan interest: If I or my spouse use the personal housing loan or housing accumulation fund of commercial banks alone or jointly to buy a house for me or my spouse in China, the interest expenses incurred in the first housing loan can be deducted by either spouse at a monthly rate of 1 000 yuan.

Deduction time range: the longest deduction period of housing loan interest cannot exceed 240 months, and no additional deduction can be enjoyed after 240 months. After 20 19, it is still in the repayment period. As long as you meet the conditions, you can enjoy the deduction.

Extended data:

To enjoy the deduction, please fill in the following:

To enjoy the special additional deduction of housing loan interest, you should fill in the housing ownership information, housing location address, loan method, loan bank, loan contract number, loan term, first repayment date and other information. You'd better find all the relevant information about buying a house before filling it out. The date of the first repayment can be inquired through the loan bank, and if it is a provident fund loan, it can also be inquired through the provident fund management center.

If the taxpayer has a spouse, it is also required to fill in the name of the spouse, the type and number of identity documents. Taxpayers need to keep information for future reference, including: housing loan contracts, loan repayment expenditure vouchers and other information.

Luoyang Daily-The mortgage interest deduction period can't exceed 240 months, and I can also enjoy the rent deduction in the staff dormitory.