You can't. If the quota of 200,000 yuan can only be achieved and cannot be enlarged, banks should also control their own risks. It is only possible to repay the loan on time, and the amount may be increased in the future.

2. How much can ABC lend to small businesses at most?

There is no fixed amount of loan, mainly depending on the evaluation value of your enterprise, and then the bank will give the amount according to the actual situation. . .

3. How much can ABC lend to small enterprises at most?

According to the official propaganda of the Agricultural Bank of China, small enterprises can borrow up to 5 million yuan as long as they meet the conditions. Provisions are as follows:

Apply for a loan with the house (or real estate) as collateral and the business enterprise (industrial and commercial license) as the lender.

The loan shall be applied to the bank with the identity certificate (enterprise legal person), household registration book, marriage certificate, house ownership certificate, land certificate, business license, tax registration certificate, income certificate, silver (or land) evaluation report and other materials of the lender and the husband and wife. After approval, apply for mortgage registration in the housing management department (or land management department), and then withdraw from the bank.

It is worth reminding that it is difficult for small and medium-sized enterprises to borrow money, and few of them exceed 2 million yuan.

4. How much can the Agricultural Bank borrow at most?

Depending on your purpose, in principle, personal business loans should not exceed 60-70% and 654.38+million of collateral. Housing loans shall not exceed 70% of the collateral, and personal commercial housing loans shall not exceed 60% of the collateral. Different types of loans are different.