Legal basis:
Article 24 of People's Republic of China (PRC) Social Insurance Law
The state establishes and improves the new rural cooperative medical system.
Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
Article 25 of People's Republic of China (PRC) Social Insurance Law
The state establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.
"Measures for the implementation of medical insurance for urban and rural residents in Wei Chu" Article 6
Urban and rural residents who meet the insurance conditions shall go through the insurance formalities with valid identity documents. The insured can pay the basic medical insurance premium through mobile phones, banks, tax halls and other channels.
Encourage collectives, units or other social and economic organizations to subsidize individual contributions of urban and rural residents.
The State Council's Opinions on Integrating the Basic Medical Insurance System for Urban and Rural Residents
Third, straighten out the management system
(1) Institutional integration.
Encourage qualified areas to rationalize the medical insurance management system and unify the administrative functions of basic medical insurance. Make full use of the existing resources of urban residents' medical insurance and the new rural cooperative medical system, integrate the medical insurance agencies, personnel and information systems for urban and rural residents, standardize the handling process, and provide integrated handling services. Improve the internal and external supervision and restriction mechanism of handling institutions, and strengthen training and performance appraisal.
(2) Innovative management.
Improve the management operation mechanism, improve service means and management methods, optimize the handling process, and improve management efficiency and service level. Encourage qualified regions to innovate the service mode of handling, promote the separation of management and management, introduce a competitive mechanism, and entrust qualified commercial insurance institutions and other social forces to participate in the basic medical insurance handling services in the form of government purchase services under the premise of ensuring the safety of funds and effective supervision, so as to stimulate the vitality of handling.