Micro-industry loans generally need to inquire about the legal person's credit information to evaluate the lender's credit status and repayment ability. Credit investigation by legal person refers to a credit report formed by taking legal person as the main body and evaluating the business status, financial status and credit records of an enterprise. In the application for micro-credit loans, banks or other lending institutions will judge the credit status and repayment ability of lenders by inquiring about the credit information of legal persons, so as to decide whether to grant loans. Therefore, it is suggested that lenders should know their legal person credit information in advance before applying for micro-business loans, and keep a good credit record as much as possible to improve the success rate of loan application.

Does Micro-industry Loan Enterprise Credit Information?

The loan record of micro-credit is based on the credit information of enterprises. When enterprises apply for micro-credit loans, they need to sign the Credit Authorization Agreement, and Weizhong Bank will inquire about the credit records of enterprises in the People's Bank of China. After the loan application is successful, the loan record will also be uploaded to the PBOC credit information system. If the repayment is overdue, the overdue record must be credited.

Of course, repayment on time will help to maintain corporate credit and help to apply for loans in the future.

Is there a credit requirement for the second withdrawal of micro-credit loans?

There is a credit requirement for the second withdrawal of micro-credit loans

Tax authorization, identity authentication, personal basic information, mobile phone number and bank card information of tax payment account. During the application process, the legal person needs to record a video, which is similar to the operation mode of famous school loan. The enterprise legal person applies in person, and the system conducts comprehensive audit according to the operation and tax payment of the enterprise.

Micro-industry loan is an online liquidity loan service provided by Weizhong Bank for the majority of small and medium-sized enterprises. This product is a financial innovation product combining big data analysis and Internet technology. From application to withdrawal, customers can complete all online, without collateral, and the amount can be seen. The funds will arrive in minutes, and interest will be calculated on a daily basis, and they will be repaid as they borrow. Weizhong Bank will provide efficient and convenient financing services for small and medium-sized enterprises in technology and finance.