Personal medical insurance payment method:
1, the insured pays the medical insurance premium annually. If you pay again after the initial insurance or interruption of payment, you will pay the medical insurance premium according to the actual remaining months of the year.
2. After the insured reaches the statutory retirement age, I can voluntarily pay the medical insurance premiums for the remaining years in one lump sum (large medical insurance premiums should continue to be paid) or pay them annually.
The payment standard of individual medical insurance is divided into two grades, which are chosen by individuals voluntarily:
1. The first annual payment: 5% of the average wage of employees in urban non-private units in the previous year (hereinafter referred to as social wage) (1%is used to establish mutual insurance for large medical expenses);
2. Second-grade annual payment: 1 1% of the social salary of the previous year (1% is used to establish mutual insurance for large medical expenses). The specific standards are published annually by the Municipal Human Resources and Social Security Bureau and the Municipal Finance Bureau.
Personal medical insurance payment time:
1, the insured shall pay the medical insurance premium before 1 every year.
2. The insured person for the first time shall pay the medical insurance premium for the remaining months of the current year before the month following the registration formalities 10.
3. The minimum payment period of medical insurance is 30 years for men and 25 years for women, of which the actual payment period must be 10 year.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.