1. What credit information does CCB need for cloud tax loans?
1, the actual controller of the enterprise can't have bad records, and the enterprise credit investigation can't be overdue at present, and there is no record of litigation disputes.
No more than 6 overdue times within 2.2 years. Too many overdue times will affect the success rate of cloud tax loan approval. Enterprises that are currently overdue should settle down as soon as possible before applying.
3. The number of inquiries from enterprises is also very important. Frequent loan applications indicate that enterprises may have financial problems, and the number of inquiries should be less than 5 times in two months.
4. The actual controller of the enterprise+the operating loan liabilities of the enterprise shall not exceed 5 million yuan (except mortgaged houses and credit cards).
Second, the basic requirements of CCB cloud tax loan
1. It is difficult for a newly established enterprise to obtain a loan line, and it usually takes 2 years to establish a business license (including self-employed).
2. The enterprise pays more than 20,000 yuan a year, and the tax level is A/B. ..
3. The registered capital of the enterprise shall not exceed 50 million, the employees of the enterprise shall not exceed 300, and the annual sales shall not exceed 1 100 million.
4. Enterprises need to open a basic deposit account or general account in China Construction Bank.
5. The applicant is the actual controller of the enterprise, aged 18-60 years old (non-Hong Kong, Macao and Taiwan and foreigners).