First, agricultural bank cards will not be automatically unlocked after being locked. You need to bring the valid ID card and bank card that are the same as when you open an account, and go through the relevant formalities at the bank to unlock it. Go to the bank counter with your ID card and bank card, queue up for unlocking business, and enter the correct bank card password once to unlock it; If the password is lost, you need to report the loss of the password, pay the service fee of 10 yuan, and go to the bank to reset the password seven days later. Note: Password service is a personal privacy service and cannot be handled by others. You need to handle it yourself.

Second, the bank card is frozen:

1. The bank card is a credit card (credit card). If it is frozen, it may be that the credit card has abnormal transactions, such as malicious cashing, forged information, wrong serial password, etc. The bank card is likely to be frozen by the bank.

You can overdraw your bank card. The bank will set the overdraft share according to the actual repayment ability. When the overdraft share exceeds the bank, your bank card will be frozen immediately.

3. A bank card is a debit card. If it is frozen, it may have been frozen by mistake. This means that the bank mistakenly gave more money to its customers in one transaction. The first is the judicial freeze. According to the relevant provisions of the law, judicial organs can apply for freezing bank cards to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.

4. No matter what kind of bank card, if the password is entered incorrectly for three consecutive times, the banking system will automatically lock the bank card password, which is similar to freezing, but it will not be frozen. After 24 hours, the small automatic release.

If your bank card expires and you don't apply for a new card, the bank will freeze your expired bank card.

6. If the bank card reports the loss many times, the bank will freeze it if it thinks it is suspected of malicious loss reporting.

A commercial bank shall meet the following conditions for opening bank card business:

(1) It has been in business for more than 3 years and has a good business foundation for handling retail business;

(2) It meets the monitoring indicators for asset-liability ratio management promulgated by the People's Bank of China and is in good operating condition;

(3) The business has established a scientific and perfect internal control system with clear internal authorization approval procedures;

(4) Having qualified managers and technicians and corresponding management institutions;

(5) Safe and effective computer processing system;

(six) the issuance of foreign currency cards must also have the qualification to operate foreign exchange business and the corresponding foreign exchange business management level;

(seven) other conditions stipulated by the people's Bank of China.