The visit of the consumer finance foreign lawyer team is fake.
1. If the borrower owes a large amount and is overdue for a long time, the lending platform may come to collect the loan. For some users who maliciously fail to repay overdue payments, the relevant platforms will adopt some means of urging them to repay, such as sending text messages, making phone calls, etc. If they receive text messages saying that they will not come to collect money after the due date, then the borrowing users need to pay attention
2. It is impossible to receive a door-to-door reminder. If someone really comes to the door, be careful not to be deceived. Please call the police in time and let the police uncle handle it
3. Door-to-door labor costs are required and You may not be able to get money by visiting someone's home, and then all your time will be wasted in a day's work. You waste a few days of his working time for your little money, and you may not be able to get the money back.
: National Formal Loan Platform
The formal loan platform includes products owned by banks and products owned by financial technology companies such as Ant Jiebei, Weilidai, Youqianhua, and JD Gold Bars. Formal online lending platforms refer to licensed lending institutions with complete business licenses, tax registration certificates, organization code certificates and other documents. The company's background, registered capital, legal person information, etc. can be queried in the National Enterprise Credit Information Publicity System. Borrowers must keep their eyes open before taking out a loan and beware of false loans such as “routine loans”.
Legitimacy of foreign collection visits: If there is no illegal behavior during the collection process, it is legal. One situation is that the borrower owes a large amount, at least tens of thousands or even hundreds of thousands. If it is hundreds or thousands, there is no need to worry. In this case, the travel expenses to the door are not enough.
2. Another situation is that the borrower borrows an offline loan, and the loan company and the borrower live close to each other, such as in a community or a city. However, this situation generally does not exist for online loans, so there are generally not many online loans coming to collect collections.
3. There is another situation where the person cannot be contacted. In this case, the debt collector may go to his hometown, so the overdue loan should be repaid in time. Legal basis: Article 671 of the Civil Code If the lender fails to provide the loan in accordance with the agreed date and amount, causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, he shall pay the interest according to the agreed date and amount Summary
Is it true that the consumer finance external visiting lawyer team came to ask questions
Dear Reply to you immediately
The visit of the consumer finance foreign lawyer team is fake.
1. If the borrower owes a large amount and is overdue for a long time, then the lending platform may come to the door. collection. For some users who maliciously fail to repay overdue debt, relevant platforms will adopt some means of urging them to repay, such as sending text messages, making phone calls, etc. If they receive text messages saying that they will not come to collect debts after the due date, then the borrowers need to pay attention.
2. It is impossible to receive a door-to-door reminder. If someone really comes to the door, be careful not to be deceived. Please call the police in time and let the police uncle handle it
3. Door-to-door labor costs are required and You may not be able to get money by visiting someone's home, and then all your time will be wasted in a day's work. You waste a few days of his working time for your little money, and you may not be able to get the money back.
: National Formal Loan Platform
The formal loan platform includes products from banks and financial technology companies such as Ant Jiebei, Weilidai, Youqianhua, and JD Gold Bars. Formal online lending platforms refer to licensed lending institutions with complete business licenses, tax registration certificates, organization code certificates and other documents. The company's background, registered capital, legal person information, etc. can be queried in the National Enterprise Credit Information Publicity System. Borrowers must keep their eyes open before taking out a loan and beware of false loans such as “routine loans”.
Legitimacy of foreign collection visits: If there is no illegal behavior during the collection process, it is legal. One situation is that the borrower owes a large amount, at least tens of thousands or even hundreds of thousands. If it is hundreds or thousands, there is no need to worry. In this case, the travel expenses to the door are not enough.
2. Another situation is that the borrower borrows an offline loan, and the loan company and the borrower live close to each other, such as in a community or a city. However, this situation generally does not exist for online loans, so there are generally not many online loans coming to collect collections.
3. There is another situation where the person cannot be contacted. In this case, the debt collector may go to his hometown, so the overdue loan should be repaid in time. Legal basis: Article 671 of the Civil Code If the lender fails to provide the loan in accordance with the agreed date and amount, causing losses to the borrower, it shall compensate for the losses.
If the borrower fails to collect the loan according to the agreed date and amount, he shall pay interest according to the agreed date and amount.