There are risks. Will affect personal income tax.
Generally speaking, personal income tax is paid by the unit, that is, the unit deducts personal income from the employee's salary and pays it to the tax department in a unified way. But sometimes there is something wrong with the tax system or the unit's finance, and employees need to pay their own personal income tax.
No matter how the unit pays the employee's salary, it must collect the employee's personal income tax and the personal contribution of social security and housing provident fund. Therefore, even if personal accounts are used to pay employees' wages, they will still be deducted.