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How long will the medical insurance for urban residents take effect?
A month. It will take a month for urban medical insurance to take effect. Generally, it will take effect on 1 day of the month when the tax department collects the premium. According to the normal social security declaration and payment procedures, the social security declaration of the next month will be available in the current month and can be used after the third month of inquiry on the social security network.

Is there a one-year guarantee for medical insurance?

Yes, pay for one year and guarantee for one year. Although there are several different kinds of social medical insurance, most of them are in the same form and belong to compulsory insurance. If you don't pay, you will lose your insurance. For example, urban and rural residents' medical insurance and rural cooperative medical insurance are generally paid once a year, and each time they pay several hundred yuan. The next payment is next year. Like employee medical insurance, it belongs to one-month payment, which is paid by both the employer and the insured. If you don't pay medical insurance because of resignation or job hopping, then the corresponding medical insurance benefits will be gone.