Not difficult. If you have attended the CFP comprehensive case face-to-face teaching training seriously, completed the case work as required, and have no absenteeism, it is usually no problem and not difficult to pass the case face-to-face teaching. According to the degree of difficulty, the five courses of CFP exam are usually the most difficult, followed by investment planning, personal tax and estate planning, retirement planning and employee welfare, and personal risk management and insurance planning.