Shaanxi Province lowered unemployment, work injury and maternity insurance rates again.
On May 18, I learned from the Shaanxi Provincial Department of Human Resources and Social Security that recently, with the consent of the provincial government, the Provincial Department of Human Resources and Social Security, the Provincial Department of Finance and the Provincial Local Taxation Bureau jointly issued a notice to reduce the social insurance rates for unemployment, work injury and maternity in the province in stages, with the period from July 1 day to June 30/8 this year, which is expected to reduce the cost of enterprises.
What social security rates are specifically adjusted?
This time, we will reduce three social insurance rates, namely unemployment insurance, industrial injury insurance and maternity insurance. The current adjustment is to reduce the cost of enterprises and enhance their vitality. It is understood that before, Shaanxi Province took the lead in halving unemployment, work injury and maternity insurance rates from July 1 20 14. Up to now, * * * has reduced the cost of enterprises by 3.88 billion yuan. Over the past two years, * * * has reduced the burden on enterprises and employees by about 3 billion yuan.
Among them, the proportion of unemployment insurance contributions fell to 1%, the lowest in the country. Our province has reduced the unemployment insurance rate from 2% stipulated by the state to 1%, in which the contribution rate of employers has been reduced from 1.5% to 0.7% and that of individuals from 0.5% to 0.3%.
Work-related injury insurance will also be adjusted according to the balance of work-related injury insurance funds in all co-ordination areas at the end of 20 15. The accumulated balance of the fund can be paid to the overall planning area with a number of months of 25 months or more, and it will be lowered by 30% on the basis of the industry benchmark rate. The accumulated balance of the fund can be paid in the overall planning area with the number of months below 25 months, which is implemented in accordance with the floating rate policy of the state and Shaanxi Province.
The accumulated balance of maternity insurance fund can be paid for more than 9 months as a whole, and the rate must be adjusted to below 0.5%, and then reduced by 50%. The two-child policy is liberalized. As long as you continue to participate in the insurance, you can enjoy the same maternity insurance benefits as children.
However, does the adjustment of social security rate affect individuals?
According to industry insiders, at present, there is no direct link between the collection and payment of the "five insurances" fund. The level of social security benefits mainly depends on the management methods of treatment calculation and reimbursement formulated by the state and local governments. Except some basic pension benefits, other social security benefits are not directly related to the level of payment rate.
In fact, at present, the payment standards of unemployment, work injury and maternity insurance benefits are closely related to factors such as the average salary of employees on the job, while medical insurance reimbursement is mainly related to the scope and proportion of reimbursement, and none of them involve the contribution rate factor. Therefore, as long as the existing social security welfare payment standard remains unchanged, the later welfare will not be affected by the rate adjustment.
(The above answers were published on 20 16-05- 19. Please refer to the actual situation for the current purchase policy. )
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