Will it have any impact if the provident fund is cut off after purchasing a house with a provident fund loan?

It doesn’t matter if this happens, but you need to continue to pay the provident fund within the specified period. If no unit continues to pay the provident fund during this period, you can apply for affiliation. If the provident fund is not renewed within six months, you will face penalty interest and an increase in interest rates.

The housing provident fund shall be handled and paid uniformly by all units. According to local policies, individuals and units each contribute a certain proportion of the provident fund. The unit deducts the provident fund amount directly from the individual's salary, and then pays out the provident fund amount in proportion, and the unit pays the provident fund amount to the local provident account every month.

Full text of the "Housing Provident Fund Management Regulations" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee housing provident fund account: (1) Purchasing, constructing, renovating, or overhauling self-occupied housing; (2) ) Retirement or retirement; (3) Completely losing the ability to work and terminating the labor relationship with the employer; (4) Leaving the country to settle down; (5) Repaying the principal and interest of a house purchase loan; (6) The rent exceeding the prescribed proportion of family wage income . In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time. If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.

Article 25 If an employee withdraws the balance in the housing provident fund account, the unit where he/she works shall verify it and issue a withdrawal certificate. Employees should apply to the Housing Provident Fund Management Center to withdraw housing provident funds with the withdrawal certificate. The Housing Provident Fund Management Center shall make a decision on whether to approve the withdrawal or not to allow the withdrawal within 3 days from the date of accepting the application, and notify the applicant; if the withdrawal is approved, the entrusted bank shall handle the payment procedures.