Real-name authentication requires three pieces of information: mobile phone number, bank card and ID card, which indicates that it already exists. It may have been registered before but forgotten, or the mobile phone number has been registered, and the person who used this mobile phone number before has not cancelled. In both cases, it will show that real-name authentication exists. Shaanxi Credit Cooperatives app, also known as Shaanxi Credit Cooperatives Mobile Banking, Shaanxi Credit Cooperatives Online Banking, and Shaanxi Credit Cooperatives Qin E Loan. Shaanxi New Rural Cooperative Medical Payment app is an application that flexibly pays medical insurance and other expenses on the palm. Shaanxi New Rural Cooperative Medical Payment Online Software helps users save the time of waiting in line offline, and the payment can be made smoothly on the palm. Shaanxi New Rural Cooperative Medical Payment Inquiry System can also see the payment details. Using this app is very convenient for office workers and those who have children and the elderly at home, and they can make payment transactions on their mobile phones at home.