You can withdraw the provident fund when you buy an apartment. Because buying an apartment is one of the situations in which the provident fund is withdrawn in the regulations. To withdraw the housing provident fund, you need to prepare the original and copy of the signed purchase contract; Prepare the original and photocopy of the rent tax-paid invoice, issue the tax-paid invoice, and bring the original and photocopy of my ID card and bank card account number to the local taxation bureau; Fill in the sealed Application Form for Housing Provident Fund Extraction, and submit the application form and a copy to the housing provident fund management branch for review.

Not only can you buy an apartment, but the rest can use the provident fund. If you buy a house without a loan, you can take it out at one time. Buying a house with a commercial loan can be used as a down payment. When buying a house with a commercial loan, you can withdraw and repay the principal and interest. If you buy a house with a provident fund loan, you can withdraw and repay the principal and interest. . Pay the rent of economic rental housing with rent or government rent subsidies, and pay the market rent; Renovation and overhaul of self-owned housing without housing loans. Workers and their spouses can apply for withdrawal, including the amount of housing provident fund one month before the approval of housing construction and repair; Provident funds can also be used to pay for serious medical expenses. In order to increase the scope of application of the provident fund, the provident fund in some cities can also be used for medical care; Parents can also withdraw the provident fund when they buy a house for their children. After getting the purchase contract, go to the provident fund center to withdraw the balance of the parents' provident fund account. You can also use your parents' provident fund account to buy a house and apply for a loan.

Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund.

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.