Legal analysis: the bank account of the company will not be frozen by the individual bank, and the blacklist of the individual in the bank will not affect the legal representative, but it is impossible to handle the loan business. Only after blacklisting.

Legal basis: Article 3 of People's Republic of China (PRC) Company Law is an enterprise legal person with independent legal person property and legal person property rights. The company is liable for its debts with all its property. Shareholders of a limited liability company shall be liable to the company to the extent of their subscribed capital contribution; Shareholders of a joint stock limited company shall be liable to the company to the extent of the shares subscribed by them.