1, deposit ratio. The lower limit of the deposit ratio of housing provident fund for units and individuals is 5%, and the upper limit is 12%. The specific deposit ratio is chosen by units and individuals.

2. The deposit base is adjusted to the average monthly salary of employees in 20 19 years;

3. If it is really difficult to reduce the deposit ratio or postpone the deposit of housing provident fund, the unit may propose to our center to reduce the deposit ratio to less than 5% or suspend the deposit of housing provident fund from July 2020 to 202 1, and then increase the deposit ratio or resume the deposit after the economic benefits of the enterprise improve, and repay the housing provident fund during the extension period;

4. Units that fail to apply for deposit registration and timely payment of housing provident fund due to the need of epidemic prevention and control should apply for payment within three months after the lifting of epidemic prevention and control measures. After the payment is completed, the payment in the current month will be regarded as continuous payment. Voluntary deposit personnel can refer to the implementation.

If you purchase a house and withdraw the housing provident fund, you can withdraw the housing provident fund within 2 years after the purchase, with the purchase procedures or vouchers filed by the real estate transaction or real estate registration department and the invoices and deed tax payment vouchers issued by the tax department. The total amount withdrawn should not exceed the amount paid at the time of purchase.

If the unit does not handle the registration of housing provident fund deposit for its employees or the establishment of housing provident fund accounts, the housing provident fund management center shall order it to be handled within a time limit; Failing to handle it within the time limit, a fine of 6.5438+0 million yuan and 50,000 yuan shall be imposed. If the unit fails to pay or underpays the housing provident fund within the time limit, the housing provident fund management center shall order it to pay within a time limit; If the deposit is not made within the time limit, it may apply to the people's court for compulsory execution.

legal ground

Regulations on the administration of housing provident fund

Thirteenth housing provident fund management center shall set up a housing provident fund account in the entrusted bank.

The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account.

The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.