Why should rural credit cooperatives be changed into rural commercial banks?

Reasons for changing rural credit cooperatives into rural commercial banks;

1, steadily promote the reform of the provincial association.

2. Build a new relationship between provincial associations and grassroots organizations with property rights as the link, equity as the link and supervision as the constraint.

3. Really form the interest relationship between provincial associations and grass-roots associations.

Extended data:

The proportion of qualified shares of rural credit cooperatives in China has been below 30%, and it has been reorganized into about 303 rural commercial banks and about 2 10 rural cooperative banks. The total assets of rural banking institutions account for 465,438+0.4% of the national rural cooperative financial institutions.

After the reform, great changes have taken place in the governance mode of rural credit cooperatives, many long-standing problems have been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.

There are 12 banks in Sichuan, namely:

1 Nanchong Rural Commercial Bank.

2. Chengdu Rural Commercial Bank.

3. Sichuan Anyue Rural Commercial Bank.

4. Sichuan Xuanhan Rural Commercial Bank.

5. Luzhou Longmatan Rural Commercial Bank.

6. Ya 'an Rural Commercial Bank.

7. Changning Zhuhai Rural Commercial Bank.

8. Yibin Cuiping Rural Commercial Bank.

9. Leshan Sanjiang Rural Commercial Bank.

10 Panzhihua Rural Commercial Bank.

1 1, Sichuan Xuyong Rural Commercial Bank.