Guiyang issued opinions on relevant treatment, stipulating that elderly people with agricultural household registration who have reached the age of 60 and do not enjoy the basic old-age insurance for urban workers can enjoy the basic pension stipulated by the state on a monthly basis without paying fees, that is, each person has a monthly 55 yuan, but their eligible children should pay insurance premiums. If I like, I can also pay the old-age insurance premium in one lump sum 15. After paying the pension, you will receive the pension on a monthly basis from the month after you reach the age of 60. At the same time, if I wish, I can choose my own payment grade according to the individual payment standard before 20 10, 12 and 3 1. Payment standards are 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan and 800 yuan. Pay the old-age insurance premium in one lump sum 15, and receive the pension monthly from the month when you reach the age of 60.
The social security department calculated an account: how much can Guizhou's "new rural insurance" receive every month? ... 1 1 counties (cities, districts) in our province will pilot the new rural endowment insurance (reported by this newspaper yesterday), involving more than 3 million. After the implementation of the new rural insurance, how much money can the insured receive every month? On February 9, 65438, the person in charge of the Pension Insurance Department of the Provincial Department of Human Resources and Social Security interpreted the relevant New Deal.
deal with
It is understood that pension benefits are composed of basic pension and personal account pension, and lifelong payment is implemented. The state stipulates that the basic pension is 55 yuan per person per month. The amount of storage in individual accounts is the sum of the insurance premiums paid by individuals plus the annual 30 yuan subsidy and other collective subsidies from local governments.
The individual payment standard is set at 100 yuan per year, which is divided into eight grades in 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan and 800 yuan. Pay 15. After reaching the age of 60, you can receive a pension every month.
Foundry account
1, for example, if a villager chooses the lowest level of payment, 100 yuan×15 =1500 yuan, plus government subsidies at all levels of 30 yuan×15 = 450 yuan, then his personal account must have at least 1950 yuan, plus.
After the farmer pays the new rural endowment insurance on 15, his personal account amount can reach 2000 yuan, so the monthly pension he can receive on time after he is 60 years old is: 2000 yuan (personal account savings) ÷ 139 (coefficient) +55 yuan (basic pension) = 69.4 yuan.
2. For another example, if a villager chooses the highest level of payment, 800 yuan × 15 = 12000 yuan, plus government subsidies at all levels, 30 yuan × 15 = 450 yuan, then his personal account has at least 12450 yuan, plus one year's interest.
After the farmer 15 pays the new rural endowment insurance, the personal account amount is 12500 yuan, so the pension he can receive on time every month after he is 60 years old is 12500 yuan139 (coefficient) +55 yuan (basic pension) =/kloc-0.
coefficient
The coefficient is 139, which is the same as the calculation and payment coefficient of personal account pension for urban employees' basic old-age insurance. According to the average life expectancy of the social population.
At the age of 60, I began to receive a pension, but the average life expectancy of society is 72 years old. 60 to 72 years old is 12 years, * * * is 144 months. Due to the life expectancy of men and women and other factors, according to relevant regulations, 139 becomes the calculation coefficient of pension.
When the insured dies, in addition to government subsidies, the balance of personal account funds can be inherited according to law. The balance of government subsidies is used to pay the treatment of other insured persons. If the personal account needs to be paid after completion, it shall be borne by the fund.
The relevant person in charge of the Pension Insurance Department of the Provincial Department of Human Resources and Social Security said that when the new rural insurance is suitable, departments at all levels may make corresponding adjustments.
Guiyang's "new rural endowment insurance" has new options and eight payment grades for the insured to choose from. Guizhou Business Daily reporter learned yesterday that Guiyang has formulated corresponding treatment opinions on some related policy problems encountered in the implementation of the "Guiyang New Rural Social Endowment Insurance Measures". Including before 65438+February 3 1 this year, the insured can choose the payment grade independently according to the individual payment standard.
Retired soldiers who have participated in the new rural social endowment insurance payment period 15 and above, and have reached the age of 60, can be used as the basis for calculating the basic pension when handling the pension benefits. When calculating the basic pension, 3 yuan will be added to the basic pension for every service in the army 1 year.
During the period of serving a sentence or reeducation through labor, the insured person stops paying the old-age insurance premium, but the personal account is kept and the amount stored in the personal account continues to bear interest. If the old-age insurance premium has been paid during the period of serving a sentence or reeducation through labor, the new agricultural insurance agency will return it to the individual, and the previous payment period will be combined with the payment period after the release of the sentence and reeducation through labor.
If the insured reaches the conditions for receiving treatment during the period of serving his sentence or reeducation through labor, the formalities shall be suspended, and shall be handled according to the regulations after the expiration of serving his sentence or reeducation through labor, and he shall receive it monthly from the second month of bidding; If the accumulated payment period is less than 15 years, you can receive a monthly pension, but the 3 yuan will be reduced on the basis of 1 05 yuan for every difference in payment period exceeding1year; If I wish, I can postpone the payment to 15, and receive my pension on a monthly basis when I reach the age of 60, starting from the month following the expiration of the payment period.
If a person receiving pension benefits is sentenced to more than criminal detention or ceases to enjoy pension benefits during reeducation through labor, his personal account shall be kept and interest shall be calculated and paid according to regulations; After serving a sentence or reeducation through labor expires, you can continue to enjoy the pension benefits according to the standards before serving the sentence or reeducation through labor, and participate in the adjustment of pension benefits in the future.
Persons receiving pension benefits who have been sentenced to fixed-term imprisonment with probation may continue to enjoy pension benefits during the probation period, but they will not participate in the adjustment of pension benefits.