The operation of Hangzhou United Bank outside the province

2065438+01February 22nd, Aksu Branch, the first inter-provincial branch of Hangzhou United Bank, was grandly opened in Aksu, Xinjiang. Planning for the opening of Aksu Branch began in June, 20 10, and was approved by CBRC in September, 2010. 2011Xinjiang Banking Regulatory Bureau issued the Reply on the Opening of Aksu Branch of Hangzhou United Rural Commercial Bank Co., Ltd. (Yin Shin Fu Jian [2011] No.280) on October 3, 2065, and agreed. The business address of this branch is Block B of Jinqiao Commercial Street/Building KLOC-0 1 To approve the qualifications of Yu Jianjun as the president of Aksu Sub-branch of Hangzhou United Rural Commercial Bank Co., Ltd. and Lin Wan as the vice president of Hangzhou United Rural Commercial Bank Co., Ltd.

Loan type

Hangzhou United Bank Small Business Loan Agency: Hangzhou United Bank Agency Type: Microfinance Bank Loan Type: Mortgage Loan Repayment Method: Installment Loan Amount:1.00-5 million Applicable Area: Hangjiahu Loan Currency: RMB Applicable People: State-owned Enterprise Employees and Civil Servants Loan Interest Rate: 0.60%-0.70% Loan Term:13.

The loan product is a guarantee business loan implemented by Hangzhou United Bank in Hangzhou, Jiaxing and Huzhou. Mainly to solve the temporary capital turnover for small enterprises engaged in production and operation, and provide RMB loans for short-term liquidity.

Product advantages:

1. The maximum loan amount is 5 million.

2. Pay interest on a monthly basis and repay the principal at maturity.

Loan terms:

1, the total assets of the enterprise are below100000 yuan (inclusive) or the annual sales of the enterprise are below 30 million yuan;

2. It has a fixed business place at the place where Hangzhou United Bank is located, and has been operating continuously for more than 1 year (inclusive);

3, used as capital turnover, to solve the short-term production and operation of small enterprises liquidity needs;

4. If the mortgaged house is more than 70 square meters and the age of the house is generally less than 20 years, remote mortgage is not supported.

Application materials:

1, business license that has passed the annual inspection (industry production and operation license is required for special industries)

2. Organization code certificate

3. Tax registration certificate

4. Account opening permit

5, the legal representative's ID card

6. Articles of Association

7. Capital verification report

8, the annual inspection of qualified loan card

9. Financial statements for the latest year