Personal accounts that charge more than 50,000 yuan will be monitored. If it exceeds 200,000 RMB, the anti-money laundering system will automatically detect the data. At present, banks and other financial institutions monitor large-sum payments and suspicious transactions, and perform reporting obligations on large-sum transactions and suspicious transactions. Once problems are found, they will immediately submit reports on large transactions and suspicious transactions to China Anti-Money Laundering Monitoring and Analysis Center.

What are the solutions to the supervision of personal bank accounts?

The solutions for personal bank account supervision are as follows:

1. If you find it in your daily life, you should call the bank's manual customer service phone to ask why;

2. If all bank card transactions are legal, then bank card supervision is just a routine operation of the banking system, just wait;

3. If you are involved in a case or other reasons, you need to submit relevant information to the bank to prove that it is necessary to conduct supervision for anti-money laundering.

Legal basis: Article 242nd of the Civil Procedure Law of People's Republic of China (PRC).

If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other property of the person subjected to execution from the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.