K Bao and U Shield are both digital certificates of online banking, and their functions are the same. It's just that banks are called differently. \x0d\ 1. U shield \x0d\ 1, U shield Meaning: \x0d\ That is, the customer certificate USBkey, which was introduced by ICBC in 2003 and obtained a national patent, is a high-level security tool provided by ICBC for online banking. It looks like a U disk, and its safety performance is like a shield, which means a U-shaped shield, so it is named "U shield". Its function is to protect the safety of online banking funds and avoid various risks such as hackers, fake websites and Trojan viruses when handling online banking business. \x0d\2. Applicable object \x0d\U shield is applicable to all customers of ICBC's personal online banking, especially those with high security requirements. \x0d\\x0d\3. Unique advantages \x0d\ The transaction is safer, and you have a U shield. When you handle online banking, you don't have to worry about hackers, fake websites, Trojan viruses, etc. U shield bank card risks, U shield can ensure the safety of your online banking funds. When handling the external payment business of online banking, customers who use login password and payment password need to protect your card number and password, ensure that the computer that logs into online banking is safe and reliable, update anti-virus software regularly, download patches in time, do not open unknown programs, games and emails casually, and maintain good online habits; If you can't do it completely, don't worry, using U shield is your best choice. As long as your login card number, login password, U shield and U shield password are not disclosed to one person at the same time, you can safely use online banking. \ x0d \ x0d \ II. Kbao \x0d\ 1, meaning of Kbao \ x0d \ Kbao is a physical medium provided by Agricultural Bank of China for storing customer certificates and private keys. Its shape is similar to a USB flash drive, also known as USB-KEY. When in use, Kbao can be directly plugged into the USB interface of a computer, but corresponding supporting software must be installed. \ x0d \ KBao certificate uses advanced and reliable security hardware to store the certificate. It is impossible to read and copy any key information of the certificate from outside, which can provide you with the highest level of security. Moreover, KBao is easy to carry around and can be used safely on different machines, so it is recommended that you choose it. \x0d\2. Applicable object \ x0d \ kBao is suitable for all customers of ABC's personal online banking, especially for customers with high security requirements.