There are mainly cross-border payment methods for purchasing foreign exchange and cross-border income settlement methods.

There are various methods of cross-border electronic payment settlement. The flow of foreign exchange funds in cross-border electronic payment business will inevitably involve the settlement and sale of foreign exchange as well as the collection and payment of foreign exchange.

From the perspective of the development of payment business, the main methods of cross-border electronic payment and settlement in my country are:

1. Cross-border payment and foreign exchange purchase methods (including third-party foreign exchange purchase payment, overseas electronic payment, etc.) Merchants accept payment in RMB, purchase foreign exchange and remit through domestic banks, etc.).

2. Cross-border income foreign exchange settlement methods (including third-party foreign exchange collection and settlement, remittance through domestic banks, split foreign exchange settlement inflows in foreign exchange settlement or personal names, cross-border foreign exchange collection and settlement of funds through underground banks, etc.). Extended information

E-commerce exports are quite different from traditional trade methods in terms of transaction methods, cargo transportation, payment and settlement, etc. The current management system, policies, regulations and existing environmental conditions can no longer meet its development requirements. The main problems focus on customs, inspection and quarantine, taxation, and foreign exchange collection and payment.

In response to the above issues, the "Notice of the General Office of the State Council forwarding the opinions of the Ministry of Commerce and other departments on the implementation of relevant policies to support cross-border e-commerce retail exports" proposed 6 specific measures.

The first is to establish a new customs supervision model for e-commerce exports and conduct special statistics, mainly to solve the problem of current retail exports being unable to handle customs supervision statistics;

The second is to establish a new customs supervision model for e-commerce exports The inspection and supervision model is mainly used to solve the problem of e-commerce exports being unable to undergo inspection and quarantine.

The third is to support the normal collection and settlement of foreign exchange by enterprises, mainly to solve the current difficulties faced by enterprises in collecting foreign exchange for exports;

The fourth is to encourage banking institutions and payment institutions to provide cross-border e-commerce services. Providing payment services is mainly used to solve the problem of weak payment service supporting links.

In addition, tax policies adapted to e-commerce exports are also implemented, mainly to solve the problem of e-commerce export companies being unable to apply for export tax rebates;

Finally, an e-commerce export credit system is established, mainly To solve the problems that need to be improved in the credit system and market order.

Baidu Encyclopedia--Cross-border e-commerce