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How to open a company account?
The company account opening process is as follows:

1. When the company is established, it needs to apply for a business license (three certificates in one, tax registration certificate, and organization agency). The business license is synthesized into a business license), and the business license will generally be stamped to indicate whether it is a general taxpayer;

2. Carve the official seal and financial seal according to the business license of the company, and file it in the Public Security Bureau;

3. Choose a suitable bank as your own bank. When opening an account, the bank will generally make a list of account opening materials, and you can prepare the materials according to the list, paying attention to stamping the corresponding chapters according to the requirements of the bank;

4. After the information is submitted according to the regulations of the bank, the bank will report it to the People's Bank of China for approval. Generally, it can be completed after one week. If necessary, you can handle banking services such as check, online banking and SMS notification. After processing, the bank account can be used normally.

Although the company has been registered and obtained a business license, it can't start business directly, because the company doesn't have a bank account, can't conduct running transactions, and can't even go to the public account. Therefore, opening a bank account is something that must be done before starting business.

legal ground

Company Law of the People's Republic of China

Article 28 Shareholders shall pay their respective subscribed capital contributions in full and on time as stipulated in the Articles of Association. Where shareholders make capital contributions in cash, they shall deposit their capital contributions in full into the account opened by the limited liability company in the bank; Where capital contribution is made by non-monetary property, the procedures for the transfer of property rights shall be handled according to law.

If a shareholder fails to pay the capital contribution in accordance with the provisions of the preceding paragraph, he shall not only pay the company in full, but also bear the liability for breach of contract to the shareholders who have paid the capital contribution in full on time. Article 29 After the shareholders have fully subscribed their capital contributions as stipulated in the Articles of Association, the representative designated by all shareholders or the agent entrusted by all shareholders shall submit the application for company registration, the Articles of Association and other documents to the company registration authority to apply for registration of establishment. Article 30 After the establishment of a limited liability company, if it is found that the actual price of the non-monetary property as the capital contribution for the establishment of the company is significantly lower than the amount set in the articles of association, the shareholders who contributed the capital contribution shall make up the difference; Other shareholders shall be jointly and severally liable when the company is established.