In daily life and work, people also pay great attention to the requirements of the second suite in Chengdu. Many people may only have a certain understanding of it, but they may not be clear about it. Next, Xiaobian will bring you answers about the requirements of the second suite in Chengdu, hoping to help you. 1. Conditions of the second suite in Chengdu 1, households with a set of housing and outstanding corresponding purchase restriction loans: among them, Western Park of Chengdu High-tech Zone, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District1. The minimum down payment ratio of Chengdu District in Tianfu New District is not less than 70%, and the longest loan period is not more than 25 years; 2. Households with two or more houses: Chengdu High-tech Zone (West Park and South Park), Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District, Pidu District, Tianfu New District and other 12 housing-restricted areas, and already have two houses. In other non-restricted areas of the province, households that have two or more sets and the corresponding housing loans have not been settled are suspended from issuing commercial personal housing loans. Second, the situation of being recognized as a second suite (1) owns a house and buys a house for an adult child. (2) If you own a house, you can buy it again in the name of minor children in accordance with the second suite policy. (3) If you have a property under your name when you are a minor, you can count two sets of loans to buy a house when you are an adult. (4) If you buy a house in full, you can buy a second suite with a second loan. (5) If there is a loan to buy a house, the loan to buy a house after the sale will also be counted as a second suite. (6) Buy a house with a commercial loan first, and then use the provident fund to buy a house. (7) One party borrows money to buy a house before marriage, and then buys it in the name of the other party after marriage, and the accounts are not together. (8) Buy a house with a loan after marriage, and then buy a house after divorce. (9) If you have a commercial apartment in your name, then buy an ordinary house. Iii. Qualification of buying a house in Chengdu Class A: Class B of Chengdu Zhiguan District of Tianfu New District: Class C of High-tech Southern Park: High-tech Western Park, Jinjiang District, Qingyang District, jinniu district, chenghua district of Wuhou District, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District. Class D: qingbaijiang district, jianyang city, Dujiangyan, Pengzhou, Qionglai, Jintang, Xinjin, Dayi and Pujiang counties in chongzhou city. Buying a house in the corresponding area only needs to meet any conditions. Tianfu New District (Class A area): Condition 1: Buying a house with registered residence: Newly settled people in Tianfu New District: additional needs 12 months Chengdu social security (the social security insurance area is not limited, but the registered place of the work unit must be Tianfu New District) and having a work unit. Non-newly settled people: just have a Tianfu New District account. Condition 2: social security to buy a house: in the case of no hukou, it needs social security for 24 consecutive months. (When buying a house, the registered place of the unit must be in Tianfu New District) Premise: Families with two or more registered residents in this city have no self-owned houses or only 1 set of self-owned houses within the city, or adult single households with registered residents in this city and non-registered households have no self-owned houses within the city. High-tech South Zone (Class B area): Condition 1: Buying a house with registered permanent residence: Newly settled people in the high-tech South Zone: additional needs 12 months Chengdu social security (the social security participation area is not limited, but the registered place of the work unit must be Gaoxin South) and having a work unit. Non-newly settled people: just have a high-tech south zone account. Condition 2: social security to buy a house: in the case of no hukou, it needs social security for 24 consecutive months. (When buying a house, the registered place of the unit should be in the High-tech South Zone.) Premise: Families with two or more registered residents in this city have no self-owned houses or only 1 set of self-owned houses, or adult single households with registered residents in this city and non-registered households have no self-owned houses in this city. Class C area represented by High-tech West Zone: Condition 1: Buying a house by registered permanent residence: People with new registered permanent residence in Class C area: people who need extra social security in Chengdu for more than 12 months (just the place where the company is registered 1 1 area, and the social security time can be superimposed among different areas) and have a work unit. Non-newly settled people: have a Class C regional hukou. Condition 2: social security to buy a house: in the absence of a hukou, you need social security for 24 consecutive months in Class C region (the registered place of the unit should be in Class C region when buying a house). People who pay attention to a Class D regional hukou can also buy social security for 24 months in Class C region. Premise: Households with two or more registered residents in this city have no self-owned houses or only 1 set of self-owned houses, or adult single households with registered residents in this city and non-registered households have no self-owned houses in this city. Class D area represented by qingbaijiang district: Condition 1: Householding by registered permanent residence: Householding by social security can be done for registered permanent residence in any area: Social security in any area for 12 months. Remarks: 1, only Class A area and Class D area can be bought for Class A area. 2. Class B areas can only be bought in Class B areas and Class D areas. Class AB area is the most stringent area! You can't buy a class C area, but you can buy a class D area. 3. Class A areas and Class B areas cannot buy each other. 4. Class C areas can buy Class C areas and Class D areas, but not Class A areas or B areas, and C areas can buy each other. 5. Class D areas should be bought in Class D areas, but A, B and C cannot be bought. Class D areas can be bought from each other. The above content is Xiaobian's detailed introduction to the requirements of the second suite in Chengdu according to the current relevant laws and regulations in China. If you have any questions about the above contents, you can consult relevant websites or departments! If you have any other questions, please feel free to consult online. There are professional lawyers at your service.
Legal objectivity:
Article 3 of the Deed Tax Law of the People's Republic of China has a deed tax rate of 3% to 5%. The specific applicable tax rate of deed tax shall be proposed by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government within the tax rate range specified in the preceding paragraph, submitted to the Standing Committee of the people's congress at the same level for decision, and reported to the NPC Standing Committee and the State Council for the record. Provinces, autonomous regions and municipalities directly under the Central Government may, in accordance with the procedures prescribed in the preceding paragraph, determine different tax rates for the transfer of ownership of different subjects, different regions and different types of housing.