According to national regulations, the basic medical insurance for urban and rural residents combines individual contributions with financial subsidies. In 2023, the individual payment standard of basic medical insurance for urban and rural residents will be 350 yuan per person, and the financial subsidy standard will be no less than 6 10 yuan per person.
The basic medical insurance for urban and rural residents covers all urban and rural residents except those who should be insured in the basic medical insurance for employees. Coverage includes rural and urban non-employed residents (including primary and secondary school students and preschool children); All kinds of full-time college students; Persons who have obtained local residence permits; Other personnel prescribed by the state, province and city.
In 2023, the deadline for participating in the payment of basic medical insurance for urban and rural residents is 65438+February 3, 20221,which can be extended appropriately according to the actual situation.
Multi-department coordination to ensure that all insurance should be covered.
In accordance with the relevant requirements of the state, local governments give subsidies to special groups who have paid the basic medical insurance premiums for urban and rural residents according to their categories, so as to reduce the burden of payment by the masses, ensure that "all insurance should be guaranteed and all payments should be made", and prevent poverty from returning to poverty due to illness.
In Xiaochong Village, Shimashan Street, Lianyuan City, Loudi, Hunan Province, village cadres are coming to help Liu Zizhi, an elderly person with mobility difficulties, pay for medical insurance for urban and rural residents in 2023 with his mobile phone. 75-year-old Liu Zizhi suffers from diabetes, hypertension and hepatobiliary diseases, and his monthly medical expenses need more than RMB 1200. According to the policy jointly issued by Hunan Medical Insurance Bureau and other departments, Liu Zizhi will enjoy half of the medical insurance fee.
According to the unified deployment of the National Medical Insurance Bureau, all localities give full subsidies to the individual contributions of poor people who participate in residents' medical insurance; Give half subsidies to the low-income target and the monitoring target of returning to poverty. In order to ensure that all the needy people are included in the scope of medical insurance, Hunan Provincial Medical Insurance Bureau and Hunan Provincial Taxation Bureau rely on the data information sharing platform, focusing on the needy people, compare the data in real time, and set up early warning information according to the annual payment time node.
It is understood that the insured people will further expand the scope of reimbursement of drugs and medical consumables while enjoying medical insurance benefits in five aspects: outpatient co-ordination, "two diseases" drug security, hospitalization security, serious illness insurance and medical assistance, so as to better meet the basic medical needs of the people.