1. Limited by Share Ltd issues shares according to relevant laws and regulations, including internal employee shares;

2. Enterprises issue corporate bonds according to the Regulations on the Administration of Corporate Bonds, including issuing short-term financing bonds;

3, financial institutions in accordance with the the State Council

4. Provisions on the issuance of investment fund securities and trust beneficiary bonds by relevant departments.

Except for the above four kinds of fund-raising, most of them are either legal or illegal.

Illegal financial business activities refer to the following activities without the approval of the People's Bank of China:

1, illegally absorbing public deposits or absorbing public deposits in disguise;

2. Illegally raising funds from unspecified social objects in any name without legal approval;

3. Illegal loans, settlement, bill discount, capital borrowing, trust investment, financial leasing, financing guarantee and foreign exchange trading;

4. Other illegal financial business activities identified by the People's Bank of China.

The illegal absorption of public deposits mentioned in the preceding paragraph refers to the activities of absorbing funds from unspecified social objects without the approval of the People's Bank of China, issuing certificates and promising to repay the principal and interest within a certain period of time; The term "absorbing public deposits in disguised form" as mentioned in these Measures refers to the activities of absorbing funds from unspecified social objects without the approval of the People's Bank of China, but with the same nature as absorbing public deposits.

Legal financing methods of general enterprises:

1. Stock issuance:

(1) The new company was established and issued shares for the first time;

(2) A company has been established to increase capital and issue new shares;

2, bank loans, according to the purpose of enterprises to obtain loans, divided into basic construction loans, special loans and working capital loans; Infrastructure loan refers to the amount that an enterprise applies for a loan from a bank because it needs funds for capital construction projects such as new construction, reconstruction and expansion;

3. The newly-increased registered capital formed by the additional investment reaches or exceeds USD 60 million; The newly-increased registered capital formed by additional investment reaches or exceeds USD 6,543.8+0.5 billion, and reaches or exceeds 50% of the original registered capital of the enterprise. The above tax incentives must be applied by enterprises and implemented after being approved by the provincial competent tax authorities. Provincial competent tax authorities will report the examination and approval to the Ministry of Finance and State Taxation Administration of The People's Republic of China for the record;

4. Internal financing refers to the financing that enterprises rely on internal accumulation, including three forms: replacement investment converted from capital and depreciation fund and new investment converted from retained earnings.

Legal basis: Article 6 of the Regulations of People's Republic of China (PRC) Municipality on the Administration of Corporate Bonds.

The face value of enterprise bonds shall include the following contents:

(1) The name and domicile of the enterprise;

(2) The face value of corporate bonds.

(3) Interest rate of corporate bonds.

(4) Time limit and method for repayment of principal;

(five) the way to pay interest;

(6) Date and quantity of issuance of corporate bonds.

(seven) the seal of the enterprise and the signature of the legal representative of the enterprise;

(eight) the document number and release date approved by the examination and approval authority.

Article 81 of People's Republic of China (PRC) Commercial Bank Law

If a commercial bank is established without the approval of the the State Council Banking Regulatory Authority, or if public deposits are illegally or in disguised form, which constitutes a crime, criminal responsibility shall be investigated according to law; And banned by the State Council Banking Regulatory Authority. Whoever forges, alters or transfers the business license of a commercial bank, which constitutes a crime, shall be investigated for criminal responsibility according to law.