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Which is more cost-effective for real estate gift or transfer?
Which cost is more cost-effective, housing gift transfer or housing sale transfer, needs specific analysis:

1. If you don't need to buy or sell this property in the future and choose to give it as a gift, then you only need to pay: deed tax: 3% of the house price, surveying fee: 1.36 yuan/square meter, ownership registration fee and evidence collection fee: 150, and notarization fee: 0.3% of the house price. However, when this transfer needs to trade real estate in the future, it needs to pay 20% of the house price.

2. If the property is sold again, you'd better choose transaction transfer, then you'd better choose transaction transfer, and only need to pay deed tax 1.5%, surveying fee 1.36 yuan/square meter, ownership registration fee and evidence collection fee 150, individual tax 1% and business tax. If the ownership is transferred at the original price, there is no need to pay taxes.

The gift fee is low, but through the way of gift, the donee will pay personal income tax at *20% of the transaction price in the future.

Data expansion:

In fact, giving is not necessarily more economical than transferring property. If the property title certificate or deed tax bill issued by the tax department has been issued for 5 years, it is more cost-effective to handle the property transfer. Property transfer requires 1.5% deed tax (3% for non-ordinary houses) and stamp duty of five ten thousandths for both parties. If the property title certificate or deed tax bill issued by the tax department is less than 5 years, it involves 5.5% business tax and personal income tax.

It is worth noting here that if the property belongs to the housing reform, then whether it is given away or sold, it is necessary to pay the land transfer fee. The proportion of land transfer fee is calculated according to the current cost price × construction area × 1%, and the current cost price is announced by the real estate administrative department where the property is located, which will vary from place to place.