Current location - Loan Platform Complete Network - Local tax - How to Evaluate the Risk of American Investment Immigrant eb5 Project
How to Evaluate the Risk of American Investment Immigrant eb5 Project
1. Investment risk.

First of all, the project party may lack practical experience. Many EB-5 investment immigration projects in the market are new projects and lack practical experience. The project party with operational experience can make professional prediction and analysis on the construction and prospect of the project. The project party with no operating experience may invest a lot of energy in publicity and packaging in the early stage, and the risk of the project is higher.

Then, it is the forecast of project profitability. Many project parties without actual management experience can only provide data such as balance sheet or income statement to measure the profitability of the project. However, these data are only a "reasonable" prediction of the future prospects of the project. You can use these data as a reference to measure the value of the project, but you must not rely entirely on them.

Next, it is the future market value of the investment project. Affected by multiple factors such as the overall economic vitality, changes in interest rates and tax rates, it is impossible to guarantee that the actual value of the project can reach the expectations. Once the limited partner's investment project needs additional funds, the project manager may need investors to make additional investments or borrow with existing investments as leverage. If the loan cannot be repaid for various reasons, the project manager may have to sell the property to repay the investor's loan. ?

There are also property rights risks. At present, many EB5 investment projects are investment in real estate, and real estate investment also has certain risks, such as: national or local economic turmoil; The attraction of real estate is reduced; Excessive construction leads to oversupply of real estate; Unemployment leads to the decrease of real estate demand, the increase of government tax revenue, policy changes, natural and man-made disasters and so on. Either factor may cause the limited partner to postpone the contract termination date. Some real estate projects repay investors through rent, which may reduce the rental income for various reasons, but the cost of maintaining real estate (maintenance and various taxes and fees) cannot be reduced much. Once the rental income decreases and the cost of advertising the rent increases, the limited partner may not receive any share of the rent. On the other hand, due to the rising cost, the project manager may face the situation of insufficient funds. In this case, it is possible for the project party to solve the problem by raising more funds, which will obviously reduce the individual's share of income for a single investor.

2. Return amount risk and tax risk.

Take real estate as an example. Once the rental income decreases, you may not get the rent. If your investment is obtained through borrowing, you can't repay the loan through the profit of rent. Tax risks include the increase of tax rate and so on. Therefore, some projects also lack the legal constraints of managing partners. In addition, there will be potential conflicts of interest. Sometimes, the management of investment projects may own multiple investment projects at the same time, so there may be competition between the same type of projects. When conflicts of interest are inevitable, investors will be directly affected.

In recent years, investors are enthusiastic about EB-5 investment immigrants in the United States, and the number of applicants is increasing, so the threshold for investment immigrants is also increasing. Investment immigration is a high-risk project. In order to reduce the investment risk, in addition to avoiding the above points, choosing a reliable immigration agency is also a top priority.