First, the time of participating in insurance payment is earlier than the time of establishing the pension insurance payment system.
Since 1992, China has gradually established a social security payment system and set up an individual pension insurance account. Until 1996, all provinces (cities) in China basically established their own social security payment systems. Therefore, before the establishment of the social security payment system, people who paid social security could not be found in the Social Security Bureau, because no personal pension insurance account had been established at that time. In this local group, most workers are state-owned enterprises with labor contract system.
Treatment measures: find the original files such as employee pension insurance manual and payroll. In the past, enterprises would issue an employee pension insurance handbook to those who paid social security, which was used to record the individual's insurance payment, with monthly social security payment details on it. Generally unified by the enterprise personnel or financial management. It was not until after 1996 that individual social security payment records could be found on the social security website, and the employee pension insurance manual was gradually cancelled.
Two, cross regional insurance payment, did not transfer the consolidated pension account.
Although the endowment insurance has been coordinated at the provincial level, there is no national network. Some people have rich work experience and have been exposed to the payment of insurance in different places and regions. Because I don't understand the social security account, I have never handled the transfer and merger of pension accounts. Therefore, when you apply for retirement, you can only query the local social security payment records, but you can't query the social security records paid in other provinces (cities) before.
Treatment measures: Carry personal social security cards, ID cards and other materials to handle the transfer and merger of pension accounts. Transfer individual pension accounts of other provinces (cities) to retirement places.
Third, the social security networking data is abnormal.
By the end of 2020, the endowment insurance will be coordinated at the provincial level. The social security system has stopped at the provincial level, and some people's pension numbers have also changed. With the switching between the old and new systems, it is very likely that data anomalies will occur during data transmission. However, the probability of this problem is relatively small.
Handling method: Re-query personal social security payment records. If an enterprise is insured, it may request the enterprise social security management personnel to assist in inquiring the individual social security payment records; If you are a sensitive employee, you can directly bring your ID card and social security card to the social security window of the government service center to stop the on-site inquiry.
Four, the enterprise did not pay the old-age insurance premium.
For the employees insured by the enterprise, the enterprise pays the overall social security fee, and the personal social security fee is withheld and remitted by the enterprise. In order to reduce the cost of social security payment, some enterprises confess to their employees, and privately miss, underpay or even not pay social security fees. If the enterprise fails to pay the social security fee, it is naturally impossible to find the individual payment record in the social security system.
Treatment measures: check with the social security department where the enterprise is located to see if the enterprise has missed, underpaid or owed. If the enterprise does have the problem of illegally paying social security fees, it plans to report to the tax department or the labor inspection department, asking the enterprise to pay social security fees within a time limit and pay the corresponding late payment fee.
Write at the end:
1. Social security payment records directly affect individual pension benefits and medical insurance benefits. If the social security payment record cannot be found, the individual payment period will be reduced, and the accumulated amount of personal pension account will be reduced, which will further affect the calculation and payment of pension. If the social security payment record cannot be found, the reimbursement of personal medical insurance will be affected, and the female employees who give birth will not be able to receive maternity allowance.
It was not until the enterprise closed down that some employees realized that the enterprise had never paid social security. I suggest that you pay more attention to personal social security contributions in your daily life. Regularly check and control the basic situation of individual pension insurance and medical insurance accounts, and only find problems when you retire. At that time, even if it can be made up, it will take some trouble.