First, log in to the electronic tax bureau system.
Enterprises need to log in to the electronic tax bureau system first to ensure that they use the account of enterprise legal person or tax agent with corresponding authority. After logging in, enter the system main interface.
Secondly, enter the authorization management module.
In the main interface of the electronic tax bureau system, find and click "Authorization Management" or similar module. This module is usually responsible for handling operations related to tax data authorization.
Third, choose the option of bank loan authorization.
In the authorization management module, select "bank loan authorization" or similar options. This step will guide the enterprise into the specific authorization process.
Fourth, fill in the authorization information
Fill in the relevant authorization information according to the system prompt. This usually includes the basic information of the enterprise, the information of the lending bank and the scope of authorization (such as the type and duration of tax data). Ensure that the information filled in is accurate, so as not to affect the subsequent loan application.
Verb (abbreviation for verb) submits an authorization application.
After filling in the authorization information, click "Submit" or "Confirm" to submit the authorization application to the electronic tax bureau system. The system will conduct a preliminary review to ensure that the application complies with relevant regulations.
Six, waiting for the audit results
After the enterprise submits the authorization application, it needs to wait for the audit result of the electronic tax bureau system. The audit time may vary depending on the region and system busy level. Enterprises can know the review progress of the application through the system query function.
Seven. Obtain authorization certificate
After the authorization application is passed, the enterprise will obtain the authorization certificate issued by the electronic tax bureau. This voucher is an important voucher for banks to accept corporate tax data as the basis for loans.
Eight, submit a loan application to the bank.
With the authorization certificate, the enterprise can submit a loan application to the loan bank. The bank will verify the tax information of the enterprise according to the authorization certificate and evaluate the loan application accordingly.
To sum up:
The process of electronic tax bureau authorizing bank loans includes logging into the electronic tax bureau system, entering the authorization management module, selecting the option of bank loan authorization, filling in authorization information, submitting an authorization application, waiting for the audit result, obtaining an authorization certificate and submitting a loan application to the bank. These steps ensure that enterprises can legally and efficiently use tax data when applying for bank loans, and improve the efficiency and success rate of loan applications.
Legal basis:
People's Republic of China (PRC) tax collection management law
Article 33 provides that:
Taxpayers and withholding agents must truthfully file tax returns, submit tax returns, financial and accounting statements and other tax payment materials required by the tax authorities according to actual needs in accordance with the provisions of laws and administrative regulations or the time limit and content of filing determined by the tax authorities in accordance with the provisions of laws and administrative regulations.
People's Republic of China (PRC) Commercial Bank Law
Article 36 provides that:
When a commercial bank lends money, the borrower shall provide a guarantee. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided.