After you set up a platform pos machine, you will have your own account on this platform and bind a bank card as a collection account. After the customer comes to your credit card, the amount will be credited to your platform account first, and then the money will be paid to your bank card the next working day. Not credited means that after swiping the card, the money has not reached your platform account. If it has not been credited, it will naturally not be paid to your bank card. However, it usually takes half a day to enter the account. If it keeps like this, you should consult your payment company and let them handle it for you.