Legal analysis: Linyi Insurance in Linyi, Shandong Province, like medical insurance, can solve the basic problem of "food and clothing", and 80% of hospitalization expenses in the self-funded medical insurance catalogue can be reimbursed after deducting 20,000 yuan from local medical insurance. Linyi Insurance is a commercial supplementary medical insurance customized for Linyi citizens. If you apply for it, you can buy it by directly paying attention to WeChat WeChat official account-Linyi Insurance.

Legal basis: Article 23 of the Social Insurance Law of the People's Republic of China, employees shall participate in the basic medical insurance for employees, and both the employer and employees shall pay the basic medical insurance premium according to the state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.