2. Of the "five insurances", only "two insurances" need to be paid by themselves after unemployment. These two are "endowment insurance" and "medical insurance". If you don't pay, it will affect your retirement pension. In some areas, medical insurance can be paid for three months, but pension is not allowed. After handling unemployment, you can pay according to the minimum base, not exceeding 20% of the base.
The resignation company will give you a pause and get the certificate of resignation. Find a new company, the new company pays the fee, go to the social security bureau of the original company to issue a transfer certificate, hand it over to the social security transfer window of the social security bureau where the new company is located, just fill out a form and the social security will be transferred.
1. Pension insurance can be interrupted. It doesn't matter if you are interrupted in the middle. Finally, the accumulated years, but the more you pay, the more pension you get. Go through the transfer formalities: just print the transfer form in the old unit and hand it over to the new unit to continue. ?
Although unemployment insurance must be paid, it has little to do with us (if you graduated from school and belong to the cadre status, the file can store talents). It doesn't matter if you lose your job. We can't get unemployment benefits unless we are crazy, change our cadre status to worker status and receive a pension according to the treatment of workers after retirement? Only the unemployed registered in the street can apply for unemployment insurance (workers' identity files are placed in the street and cadres' identity files are placed in talents or units) and go through the transfer procedures: you don't need to apply, just go to the new unit to continue.
3. Medical insurance is more important. The interruption of more than three months is invalid. See a doctor in three months, and you'll have to pay for it yourself. It doesn't matter if you have a minor illness. If you are seriously ill, you will be in great pain. If you are interrupted for more than three months, you will go to a new unit. Those who go to medical insurance have passbooks, which can be used for life. No matter whether the company changes or not, the company must deposit a certain percentage of money into the passbook every month, and individuals can withdraw it at any time regardless of their use. Everyone who goes to medical insurance has a blueprint, which is a medical book. According to medical regulations, only outpatient expenses above 2000 yuan can be reimbursed. For example, if you spend 2,500 yuan, you will only be reimbursed 50%-70% of 500 yuan (different hospitals have different reimbursement rates). If you are hospitalized, you will have to report more. When you see a doctor, you should tell the hospital to make a medical insurance bill and bring it with you when you are hospitalized.
4. Work injury insurance is seldom used. Need to be reminded that this insurance will be used if something happens at work or at work. However, in practice, many people do not pay attention to the preservation of evidence, resulting in their inability to enjoy work-related injury insurance, which is a pity. If you get hit by a car after work, you should call the police quickly and let the police investigate the records and take photos to collect evidence. The police will give you an accident appraisal certificate after handling it, and you can take it to the unit to ask for a work-related injury report. If something happens to you, you just let people get away. You didn't call a witness or call the police. Generally, it won't be recognized as a work-related injury, and there is no evidence.
There is also a time limit for work-related injuries. If you have a work-related injury on July 1 2008, you must report it to the unit immediately, and hand over the evidence and accident appraisal certificate issued by the police and the medical records of your medical treatment or hospitalization after the work-related injury to the unit, and ask the unit to take these materials for work-related injury appraisal. Your company must send your valid materials to the industrial injury appraisal center before August, 2008 1. If it is more than one month from the date of your work injury, if your company does not give you an appraisal, you can take the materials to the appraisal center for appraisal, preferably not more than one month, otherwise it will be very troublesome.
5. Maternity insurance? Nanjing has implemented the new policy since June 2008 1. First, the proportion of reimbursement has increased; Second, when building a card, you must show your marriage certificate, medical insurance card and other relevant documents. All expenses will be settled with the medical insurance center in real time from the beginning of card establishment to the end of giving birth to your child. Individuals only need to bear the cost of maternity insurance. As for how to issue maternity allowance, it may still need to be handled by the unit. Please consult the labor and social security department for details.
Look at the old policy again, because it was July, and the New Deal stipulated that cards should be built before June. Maybe some comrades still need to know. For example, if you are a girl, your monthly salary is 1 0,000 yuan, and you started to pay maternity insurance in June 2008 1, and the payment base is 1 369, but you were pregnant in March 2008, and at the end of June 2008, it was 65,438+2, and in 2009, it was 65,438. Then after you leave the hospital, you should quickly submit all the materials such as marriage certificate (unmarried children can't be reimbursed)+one-child certificate (generally speaking, two children can't be reimbursed)+medical records+all invoices for building a large and small card check and hospitalization surgery fees+hospitalization list+discharge summary to the company. If the pregnancy test costs 500 yuan when giving birth to a child, and the hospitalization expenses and operation expenses cost 2000 yuan, generally speaking, within the scope of medical insurance, the company can basically reimburse you. The money given to you after reimbursement includes: 500 examination fee +2000 hospitalization operation fee+65,438 yuan +0.369 yuan/month ×4 months = 7,976 yuan, 65,438 yuan +0.369 yuan/month × 4 months, and the medical insurance center specially subsidizes the girls who are reimbursed. ?
Only girls can get the average salary of 4 months when maternity insurance is reimbursed, so you can earn 4 months' salary without spending money! If your basic salary is higher than your salary, for example, 1000 yuan is 1369, then you still make money. Maternity insurance must be paid for one year to enjoy, remember to remember.
In addition, there is another problem. Boys also pay maternity insurance. Can they enjoy maternity insurance? If you are a boy, your wife doesn't have a job or the work unit doesn't have insurance, and you have paid maternity insurance for more than one year when she gave birth, then you can also reimburse maternity insurance, but in the last example, you can only reimburse 500 inspection fee+half of 2000 hospitalization fee = 1250 yuan, and the subsidy is 1369 yuan/month ×4 months. This is for girls to enjoy when they are reimbursed. For the same expenses, girls can get 7976 yuan reimbursement, while boys can only get 1250 yuan reimbursement, which is probably a rare policy of "discriminating against men" in China. ?
Therefore, it is best for girls to make plans before giving birth and start looking for a company to pay maternity insurance one year in advance, so that they can make money! If a boy wants to marry a wife, he'd better marry a girl who paid maternity insurance for one year when she gave birth, and her salary is higher than her own! But it doesn't matter if she really doesn't have insurance, you can also reimburse her for maternity insurance, but you won't get the subsidized four-month salary, and you can only get back half of the newspaper's expenses.
6. The provident fund unit will deposit the money given to you and your own money into your provident fund account. For example, if the salary is 3,000 yuan, the unit will give you 300 yuan, and you will deduct 300 yuan yourself, then your monthly provident fund account should have 600 yuan, and you can only withdraw it once a year. If you want to go to the provident fund center, you need to buy a house or repair it. You can take it yourself or entrust the unit to take it. .
Five insurance and one gold insurance policy express
1. maternity and medical insurance pilots will be merged to improve the treatment in some areas.
2065438+February 2007, the "Pilot Program for the Implementation of the Combination of Maternity Insurance and Employee Basic Medical Insurance" issued by the General Office of the State Council was announced, which will be carried out in Handan City, Hebei Province, Jinzhong City, Shanxi Province, Shenyang City, Liaoning Province, Taizhou City, Jiangsu Province, Hefei City, Henan Province, Weihai City, Zhengzhou City, Yueyang City, Hunan Province, Zhuhai City, Chongqing City, Neijiang City, Sichuan Province and Kunming City, Yunnan Province.
On 20 17, the pilot will be started before the end of June, and the pilot period will be about one year. Some places have introduced specific implementation plans for the combined implementation of maternity and medical insurance.
What impact will the combined implementation of maternity and medical insurance have on social security benefits? One of the principles of the pilot is to ensure that the treatment will not be reduced. In some places with high reimbursement rates, maternity insurance benefits will be improved.
2. You can use the function of National Social Security Card 102.
According to relevant information from Ministry of Human Resources and Social Security, all the functions of 102 of social security card will be opened at the end of 20 17. Social security cards can directly handle various personal and social affairs across businesses and regions, and open the integrated application of various government services, basically realizing the national social security card.
At that time, the social security card can not only be used to see a doctor and buy medicines, but also receive various social security benefits such as pensions and unemployment benefits, and can be used as a bank card.
Moreover, in 20 17, the third generation social security card will be piloted in some places, adding the non-contact function of "passing by" and the application scenarios will be wider. It can be said that in the future, I will not be afraid to travel around China with my social security card in my hand.
3. Before the end of June, start the transfer platform of provident fund in different places, so as to realize "accounts go with people and money goes with accounts".
It is reported that the Ministry of Housing and Urban-Rural Development is accelerating the construction of a national housing provident fund transfer and connection platform, which will be launched before the end of June to realize "accounts go with people and money goes with accounts". At the same time, we will vigorously promote off-site loan services to meet the funding needs of paid employees for cross-regional housing purchases.
After the opening of the platform, housing provident fund management centers across the country can handle the transfer and connection of housing provident fund in different places for employees who are employed across provinces on the platform. In the future, employees who are employed across provinces and cities will apply for the transfer of housing provident fund in different places without going back and forth, as long as they are transferred to the place.
References:
Baidu encyclopedia: five insurances and one gold