The payment base is 80%-300% of the average salary in Zhejiang Province last year:

202 1 annual upper and lower limits of employee individual contribution base

Lower limit: the lower limit standard of individual contribution base is 332 1.6 yuan/month, that is, the minimum contribution base of Hangzhou social security is 332 1.6 yuan/month.

Upper limit: the average wage of employees in all social units in Zhejiang Province is 7 1.523 yuan1.2× 300% =1.7880.75 yuan/month.

Proportion of endowment insurance payment in Hangzhou

1. Endowment insurance: the company pays 14% and the individual pays 8%.

2. Unemployment insurance: the company pays 1.5% and the individual pays 0.5%.

3. Work-related injury insurance: the company pays 0.2%, but the individual does not.

4. Maternity insurance: the company pays 1.2%, and the individual does not pay.

5. Medical insurance: the company pays 1 1.5%, and the individual pays 2%.

Payment standard of endowment insurance in Hangzhou

Social insurance premiums payable = payment base × payment ratio

Taking the lower limit of payment base as an example to calculate the payable amount of endowment insurance;

Personal expenses: 332 1.60 yuan× 8% = 265.73 yuan.

Take the upper limit of payment base as an example to calculate the payable amount of endowment insurance;

Personal expenses: 17880.75 yuan× 8% =1430.46 yuan.

Hangzhou endowment insurance payment grade

The individual contributions of basic old-age insurance for urban and rural residents have been adjusted from 13 to 8 grades, namely, 300 yuan, 500 yuan, 800 yuan, 1000 yuan, 1500 yuan, 2,000 yuan, 3,000 yuan and 5,000 yuan each year. The individual contributions of poor people, destitute people, disabled people, marginal households and other poor groups shall be subsidized in accordance with the provisions of the Notice of the Municipal Human Resources and Social Security Bureau and the Municipal Finance Bureau on Adjusting the Scope of Financial Subsidies for Individual Contributions of Basic Old-age Insurance for Urban and Rural Residents (No.223, Ren Hang Shefa [2018]).

Tonglu County, jiande city County and Chun 'an County can adjust several grades according to the actual situation. If the lowest grade is lower than that of 300 yuan, poor people, disabled people, marginal households and other poor groups are limited to participate in the insurance, and the highest payment grade shall not exceed the minimum annual payment for local flexible employees to participate in the basic old-age insurance for employees in principle.

Government subsidy standard for individual payment grade of endowment insurance

If the payment grade is selected in 300 yuan, 80 yuan will be subsidized per person every year; Select 500 yuan, 800 yuan and subsidy 1 10 yuan per person per year; Choose 1000 yuan and 1500 yuan, and subsidize 200 yuan each year; Choose 2,000 yuan, 3,000 yuan and 300 yuan subsidy per person per year; Choose 5000 yuan, and each person will subsidize 500 yuan every year.

Tonglu County, jiande city County and Chun 'an County can adjust the payment subsidy level according to the actual situation, appropriately increase the payment subsidy for those who choose higher-grade payment, and guide urban and rural residents to choose high-grade standard payment.

How to query the payment records of Hangzhou endowment insurance

Personal pension account query (including basic information, payment, one-time payment, pension payment query, etc.). )

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Note: The insured persons in Hangzhou urban area (except Xiaoshan District and Yuhang District) can inquire by the following methods:

1, telephone enquiry

Call Hangzhou labor security consulting service hotline 057 1- 12333 to select manual service or automatic voice information inquiry.

Note: Labor service hours are 8: 30- 12: 00, 13: 30- 17: 00 from Monday to Friday (except holidays); If the seat is busy, you can leave a message for consultation and the staff will contact you in time. Automatic voice information can only be found in that year.

2. Online business inquiry

Open online service, log in to Hangzhou Labor and Social Security Network with user name and password, and make inquiries through online service.

If the insured has applied for a citizen's mailbox, he can log in directly with the citizen's mailbox user name and password (please call 96171for information on how to apply for a citizen's mailbox user name);

If the insured does not apply for a citizen's email address, he can hold the original and photocopy of his ID card to the business processing window of the municipal and district labor and social security system to confirm his valid identity and grant him the corresponding authority to obtain a user name and password.

Unit query (basic information, list of insured employees, monthly settlement details, wage income declaration progress query, etc.). )

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Description: Please select a company category before logging in. Please select "Employer" and enter the user name/order issued by the system; For non-employing units such as training institutions, please select "Training Appraisal Institution" and enter the user name/password issued by the sub-business system you need to log in.

Other inquiry methods: Tel: 057 1- 12333 (social security hotline) or go to the service hall of the social security center for inquiry.

How much can Hangzhou old-age insurance receive every month after retirement?

Calculation formula of endowment insurance:

Pension = basic pension+personal account pension.

Personal account pension = personal account storage amount ÷ months.

China's pension collection standard is based on the principle of overpaying. The more years of payment, the more money you get. The higher the payment base, the more income. According to the retirement age and the average life expectancy of the population at that time, the monthly counting is equal to (average life expectancy-retirement age) × 12. At present, the number of hair months is 195 for 50 years old, 170 for 55 years old and 139 for 60 years old.

Basic pension = last year's average monthly salary of employees in the province+my indexed monthly average payment salary ÷2× payment years × 1%= last year's average monthly salary of employees in the province (1+ my indexed monthly average payment salary ÷2× payment years × 1%).

Note: My indexed monthly average payment salary = last year's average monthly salary of employees in the whole province × my average payment index.

How much pension can I get after retirement?

Example: Li, who retired at the age of 60 in Hangzhou in 2065438+2008, just paid social security 65438+2005, and paid 1 19340 yuan, of which the personal account balance was 47736 yuan.

Assuming that the average monthly salary of employees after retirement is 7086 yuan, and his salary in Hangzhou is between 60% and 300%, and 60% is chosen as the payment base, then his first pension is:

① Monthly basic pension: (7086+7086× 0.6) ÷ 2×15% = 850.32 yuan.

② Personal account pension: 47,736 ÷139 = 343.42 yuan.

Total: 850.32 yuan +343.42 yuan = 1 193.74 yuan.

Therefore, Li's monthly pension is 1 193.74 yuan.

When will the endowment insurance in Hangzhou arrive?

The operation progress of social security bureaus in each region is different. Hangzhou social security needs June 15 deduction, which will be paid at the beginning of the next month. In other words, in September, the Social Security Bureau will deduct money around June 15, and the social security payment can be found online in early June.

Although the deduction was made on1June+10/October1May, the company had to hand over the insured personnel, expenses and materials to the social security bureau in September, so the social security expenses in September were all collected in September.

Because it depends on the local payment time period, the payment before the time period will take effect in the current month, and the payment after the time period will take effect next month, so you have to apply later, so the insurance hasn't arrived yet, and the social security fee will only be deducted from the company on 10.

Social security generally arrives around 15. You paid it in September, which means there is no problem with the insurance, and it will definitely arrive at the end of this month. You can follow up the inquiry with Alipay. If1end of October 10 hasn't arrived yet, you can contact the Social Security Bureau for enquiry.

How to pay the endowment insurance in Hangzhou

Method 1: Deduction by bank agreement

After the payer completes the insurance registration, he can sign a payment agreement with the bank, and entrust the bank to withhold and remit the social security fee from the signed account. As long as the account balance is sufficient, the social security fee can be automatically deducted from the account. (Banks, Alipay, Electronic Taxation Bureau and the tax hall window can all sign the agreement. )

Tip:

1. The payer who has signed the payment agreement and deducted money from the bank account does not need to re-sign.

Please bring your ID card+bank card when signing the agreement.

note:

Upon receiving the notice from the tax authorities, the bank deduction time of social security fees for flexible employees in Hangzhou urban area (excluding Lin 'an District) is adjusted as follows from 2020 1:

If the payer has signed an entrustment withholding agreement with the bank, the bank will make the first deduction on the 25th of each month. If the deduction is unsuccessful, the bank will deduct the money every day until the penultimate day at the end of the month, and no deduction will be made on weekends and legal holidays. If the deduction is successful, the bank will automatically stop the deduction.

If the legal holidays coincide with the end of the month, which affects the normal deduction, the deduction time will be adjusted separately. The Spring Festival holiday in 2020 is/kloc-0 of 65438/October 24-30, so the deduction time in 2020 is/kloc-0 of 65438/October 0-23+1October of 265438; The Dragon Boat Festival holiday in 2020 is from June 25th to 27th, so the deduction time in June 2020 is June 24th, 28th and 29th.

Please ensure that the balance of the deduction account is sufficient during the bank deduction, so as not to affect the rights and interests related to social insurance due to unsuccessful deduction.

Method 2: Pay at the bank window.

The payer can go directly to the corresponding bank for window payment.

Tip: Please bring your ID card and cash.

Mode 3: Alipay Payment

access mode

1. Search for "Zhejiang tax and social security payment" on Alipay homepage.

2. Enter "City Service" and click "Social Security Payment" in the service category of "Recommended for You".

3. Enter "City Service", click "Government Affairs" and select "Social Security Payment".

Content expansion

1. What is the payment base of endowment insurance?

Pension base generally refers to "endowment insurance base", refers to the payment base of endowment insurance, and is the base for calculating the proportion of endowment insurance premiums that should be paid now.

This base is mainly related to my salary base, and has nothing to do with the future pension amount and the average social wage. But if your actual income is higher or lower than the average social wage, this base needs to be adjusted. In general, this base is determined by the average annual salary of employees in the previous year, and divided by 12 is the monthly payment base.

Under special circumstances, if your salary is 3 times higher than the average monthly salary of the society, the payment base will be calculated at 3 times of the average monthly salary of the society, and the above part will not be calculated as the payment base; If your salary income is less than 60% of the average monthly salary, the payment base is calculated at 60% of the average monthly salary.

Second, why can't I find old-age insurance online?

Three reasons why the old-age insurance record can't be found:

First, provincial units, state-owned enterprises and units failed to pay your old-age insurance on time, which is allowed by the state. At that time, the unit can make it up for you, and some state-owned units make it up once every six months. Endowment insurance itself is only used when you retire; Some central and provincial units cannot be found out because they are not insured in the city;

Second, the unit didn't pay you, so you can't find it;

Third, there is an error in the registration of identity cards;

3. What are the benefits of paying endowment insurance?

It is an important part of the social security system and one of the five most important social insurances. The so-called endowment insurance (or endowment insurance system) is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. This concept mainly includes the following three meanings:

1. The old-age insurance will take effect automatically after the elderly within the legal scope completely or basically withdraw from social labor life. The "complete" here is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. It should be emphasized that the legal age limit (different countries have different standards) is a practical measure.

2. The purpose of endowment insurance is to ensure the basic needs of the elderly and provide them with a stable and reliable source of life.

3. Endowment insurance is based on social insurance to achieve the purpose of protection. Old-age insurance is a social security system widely implemented in all countries of the world. Generally has the following characteristics:

(1) is enforced by national legislation, and all enterprises, units and individuals must participate. Those who meet the conditions for receiving a pension can receive a pension from the social insurance department;

(2) The source of endowment insurance expenses is generally shared by the state, units and individuals, or by units and individuals to achieve extensive social mutual assistance;

(3) Endowment insurance is social, has great influence, enjoys a large number of people for a long time, and costs a lot. Therefore, it is necessary to set up specialized agencies to implement unified planning and management of modernization, specialization and socialization.