1. If an enterprise applies for loan renewal, the materials it needs to bring are: the applicant's identity certificate and the identity certificate of the enterprise as a legal person, as well as the company's tax registration certificate, the company's business license, the account opening permit, etc., in addition to the bank card for handling the loan, the company's financial report, the company's business premises property certificate or related lease contracts, etc.

2. If an individual applies for loan renewal, the materials to be brought include: the borrower's ID card and household registration book, the borrower's marriage certificate, the borrower's income certificate and assets certificate, and the bank account.

Brief introduction of loan renewal

Renewing the loan, as the name implies, is "continuing to lend", which means that the borrower already has a loan in the bank and continues to apply for a loan from the bank through the borrower's credit, guarantee and other conditions. Renewing loans has the following characteristics:

1, Object: The renewed customers of the bank must be old customers rather than new customers;

2. Information: The information of the old and new loans is usually basically the same, and the basic information of the customer, the basic information of the loan project, the purpose and the guarantee project are basically the same;

3. Risk: For banks, the risk of renewing loans is usually relatively small.