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What materials do I need to bring to renew my loan?
1. Personal loan extension: the account book or identity certificate, household registration certificate, permanent residence certificate, marriage certificate, lender's income certificate, loan purpose certificate, bank account and assets certificate of the lender and spouse;

2. Enterprise loan renewal: business license, account opening permit, applicant's ID card, legal person's ID card, property right certificate of business premises, sales contract, articles of association, tax certificate, income statement, business information, tax bill, company mortgage materials, loan use certificate, etc.

Introduction to loan extension

Renewing a loan refers to borrowing another account on the basis of the original bank loan with the help of credit and corresponding loan guarantee. Renewing the working capital loan is the act of borrowing working capital from corporate customers again. Working capital loans are loans issued by banks to meet the temporary and periodic capital needs of enterprise customers in production and operation, and to ensure the normal development of production and operation activities, or loans issued by banks to lenders to meet the long-term average use of working capital in production and operation.