Payment ratio: 20% for the unit and 8% for the individual;
Payment base: my average wage income in the previous year;
Upper limit of payment base: 300% of the social average wage in the previous year, namely 178 17 yuan;
The lower limit of the payment base: 60% of the social wage of the previous year, that is, 3563 yuan.
The insured person independently chooses the grade to pay the fee; The district and county governments subsidize the insured's payment, corresponding to the above payment grades. The subsidy standards are 200 yuan, 250 yuan, 300 yuan, 350 yuan, 400 yuan, 425 yuan, 450 yuan, 475 yuan, 500 yuan, 525 yuan, 550 yuan and 575 yuan per year;
Conditional village collective economic organizations shall give subsidies to the insured for payment, and the amount shall not exceed the highest payment grade standard.
The financing standard and individual payment standard of the basic medical insurance for urban residents are determined by different age groups of the insured, specifically:
For people over 70 years old, the financing standard is 3,300 yuan per person per year, of which the individual pays 340 yuan;
For people over 60 years old and under 70 years old, the financing standard is 3,300 yuan per person per year, of which the individual pays 500 yuan;
For those over 18 years old and under 60 years old, the financing standard is 1700 yuan per person per year, in which the individual pays 680 yuan;
Primary and secondary school students and infants, the funding standard is 750 yuan per person per year, of which individuals pay 90 yuan.
2. The difference between social security for urban workers and social security for urban residents in Shanghai
Difference 1: the frequency of payment is different
Urban workers pay monthly fees, while urban residents pay annual fees in most cities.
Difference 2: The nature of payment is different.
Medical/endowment insurance for urban workers is a compulsory payment by the state. As long as you are at work, the unit must pay three insurances (pension, medical care and work injury) for you;
Medical/old-age insurance for urban residents is voluntary, with no compulsory payment;
Difference 3: different for the crowd
Urban employee insurance, mainly for employees working in the city, individual industrial and commercial households and retirees enjoying pensions;
Urban residents' insurance is mainly for people with urban household registration but no job. Like some elderly people who don't enjoy pensions, people who don't have work units, teenagers, disabled people and other low-income objects, and so on. It should be noted here that only people with registered residence in this city can pay social security for urban residents in this city.
Difference 4: The payment amount is different.
Urban residents' social security, the payment amount is lower than that of urban workers' social security
legal ground
Article 9 of the Measures for the Implementation of Work-related Injury Insurance in Shanghai (Payment Base)
The base of the employer's payment of work-related injury insurance premiums shall be determined according to the base of the employer's payment of urban basic old-age insurance premiums.