1. What information is needed for the transfer of second-hand houses in Ningbo?
1, information required by the seller for the transfer of second-hand houses in Ningbo
(1) real estate license (* * * with certificate);
(2) land certificate;
(3) ID card: (both husband and wife) Note: If there is anyone in the transfer, a copy of the person's identity and a certificate of entrustment are also required; If it is a demolition house, a copy of the ID card of the person in the household table is required;
(4) Marriage certificate (or single certificate, divorce certificate): Note: Marriage certificate is provided for marriage; Divorce requires proof of divorce, and a property judgment or divorce agreement (stamped with the Civil Affairs Bureau) is required for buying a house before divorce; Widowed spouse death certificate and inheritance notarial certificate; If there is property right inheritance, it is necessary to change the certificate first; The loan and transfer can only be handled after the replacement of the certificate. If it is lost to the civil affairs department of the original marriage registration, other certificates will not be recognized;
(5) Household registration book or household registration certificate: Note: For unmarried household registration, the household registration certificate must reflect unmarried, otherwise a separate single certificate will be issued; Copy the household registration book of both husband and wife on the same piece of paper; Divorce account book shows divorce; Widowed account book shows widowed; Divorce and widowhood are not reflected in the household registration book, and the police station is required to issue a certificate.
2. Information required by the buyer for the second-hand house transfer in Ningbo
(1) ID card: Note: The owner of the ID card of both husband and wife, if any, also needs a copy of the identity of the owner and a certificate of entrustment;
(2) Marriage certificate (or single certificate or divorce certificate): Note: Marriage certificate is required; Divorce requires proof of divorce; Widowed spouse provides death certificate;
(3) Household registration book or household registration certificate: Note: The household registration certificate of unmarried household registration must reflect unmarried, otherwise a single certificate will be issued separately; Copy the household registration book of both husband and wife on the same piece of paper; Divorce account book shows divorce; Widowed account book shows widowed; Divorce and widowhood are not reflected in the household registration book, which requires a certificate from the police station;
(4) proof of income: (used for loans) single * * * There is a proof of single who provides their respective income and is twice the monthly repayment amount; Proof of income of both husband and wife (A4 paper printed with company official seal or personnel seal);
(5) Down payment receipt: the receipt issued by the landlord to the buyer.
Second, the transfer process and expenses of second-hand houses in Ningbo
1, Ningbo second-hand housing transfer process
(1) If the transfer of the real estate license does not go through a real estate agent, the terms of the contract and the breach of contract must be clearly written, and the party whose name is on the seller's real estate license must be present when signing the contract (if married, both husband and wife need to be present and sign, even if there is only one name on the real estate license).
(2) After the application materials are prepared, you must go to the real estate bureau and fill out some forms and a stock contract. The amount on the stock contract must be the same as that on the contract.
(3) After all the application materials for real estate transfer are submitted to the Real Estate Bureau, the Real Estate Bureau will give a receipt to pay the tax according to the date stated on the receipt, which generally takes about fifteen working days.
(4) You can get the real estate license after paying the property transfer tax.
2. Transfer fees for second-hand houses in Ningbo
(1) Second-hand housing transfer fees usually include deed tax, personal income tax, transaction fees, registration fees and so on.
(2) Fees to be paid by the buyer
Deed tax: 1.5% of the house price (3% is required for those whose area is above 144 square meters, and 1% is allowed for those whose area is below 90 square meters).
Stamp duty: 0.05% of the house price.
Transaction fee: 3 yuan/m2.
Surveying and mapping fee: 1.36 yuan/m2.
Ownership registration fee and evidence collection fee: generally speaking, 200 yuan.
(2) Expenses to be paid by the seller
Stamp duty: 0.05% of the house price.
Transaction fee: 3 yuan/m2.
Business tax: 5.5% of the total amount (if the real estate license is less than 5 years)
Personal income tax: 20% of the profit of real estate transaction or 1% of the house price (the real estate license is over 5 years and can be exempted).
3. How long does it take to get the real estate license after the second-hand house in Ningbo is transferred?
1. Generally, after the second-hand house in Ningbo has been cleared, the Housing Authority will give you a pick-up slip, which has a specific time to get the second-hand house property certificate. In some areas, it takes 7 to 10 working days, and the long one is only 15 working days. In some cases, you can get it on the day of service and the day of transfer.
2. Under normal circumstances, the property right certificate is issued within 15 working days from the time of transfer, and even the property right certificate can be directly obtained. However, if it is a loan to buy a house, the commercial loan will be issued with the title certificate 25 working days after the transfer, but the title certificate will be directly put into the bank for mortgage. Therefore, how long it takes to get the real estate license depends on the specific payment for buying a house.
3. How long does it take to get the real estate license after the second-hand house in Ningbo is transferred? This is also related to the specific area. Because different areas in Ningbo have different efficiency in handling the transfer of second-hand houses, the processing speed in the more popular areas will be slower, so it will take longer to get the real estate license.
The above is about
What information is needed for the transfer of second-hand houses in Ningbo, the transfer process and cost of second-hand houses in Ningbo, and how long it takes to get the real estate license after the transfer of second-hand houses in Ningbo, hoping to help everyone. Interested friends can also view it.