Legal basis: Notice 3 of the Office of the Municipal Government on Further Promoting the Stable and Healthy Development of the Real Estate Market in Our City. Resolutely curb speculative real estate speculation.
Improve the purchase restriction policy for commercial housing. If a husband and wife buy commercial housing within 2 years after divorce, the number of houses they own is calculated according to the number of houses owned by the family in the urban area of this city before divorce. (Responsible units: Municipal Housing and Urban-Rural Development Bureau and Municipal Natural Resources Planning Bureau)
Give play to the role of tax regulation and control, and adjust the period of exemption from value-added tax for individual housing transfer in cities and towns (excluding key areas for shantytown renovation) from 2 years to 5 years. (Responsible unit: Municipal Taxation Bureau)
With the consent of the self-discipline mechanism of market interest rate pricing in Jiangsu Province, the differentiated housing credit policy in Wuxi will be adjusted. For households that already own a house and the corresponding housing loans are not settled, if they apply for commercial personal housing loans to buy commercial housing again, the minimum down payment ratio will be adjusted to not less than 60%. (Responsible unit: Wuxi Central Branch of China People's Bank)
Financial supervision departments should strictly examine the sources of housing funds, monitor the whereabouts of consumer loans and personal business loans, and prevent residents from misappropriating consumer loans and other loans to purchase houses. (Responsible units: Municipal Local Financial Supervision Bureau, Wuxi Central Branch of China People's Bank and Wuxi Banking Supervision Branch)