China Construction Bank's "tax e-loan" is an unsecured and unsecured online financing product for small and micro enterprises jointly launched by Shenzhen Construction Bank, Shenzhen State Taxation Bureau and Weizhong Tax Bank. Simply put, it is a credit loan that small and micro enterprises with good tax records can apply for. At present, it is only launched in Shenzhen CCB.
Construction Bank's "tax e-loan" is confirmed by tax, with a maximum credit line of 5 million yuan. The whole process is handled online, and the loan will be released within 5 working days after the paper materials are complete, which effectively relieves the financial pressure of enterprises. Enterprises in need can apply online in Shenzhen Construction Bank's "E Home of Tax Bank".
China Construction Bank's "Tax Easy Loan" Conditions;
1, the enterprise has a good tax record, and the value-added tax plus business tax in the previous year was between 200,000 and 2,000,000;
2. The sales of the enterprise are in good condition, and the sales income of the previous year is more than or equal to 5 million yuan;
3. The industry of the enterprise is not real estate, catering or entertainment;
4. The credit record of the business owner is good, and there are no overdue or interest-owed records for more than 6 times within 30 days (inclusive) in recent 1 year, and no overdue or interest-owed credit records for more than 60 days (inclusive);
5. The credit record of the enterprise is good, and there are no substantial bad records such as loans overdue, interest arrears, advances, major legal disputes and environmental violations.
China Bank Guangdong Bank of China Tax E Loan Introduction?
Bank of China E-loan local tax customer base project (hereinafter referred to as "Bank of China E-loan") is limited to Guangdong Province (excluding Shenzhen). Based on the product process of BOC E-Loan, BOC E-Loan has joined the "individual income tax payment" customer base in Guangdong Province (excluding Shenzhen). China Bank Guangdong Branch cooperates with Guangdong Local Taxation Bureau. The real-time customer tax data can be used as the basis for BOC's e-loan approval decision after the customer authorizes to inquire about its tax data through the official account of official website of Guangdong Electronic Taxation Bureau or WeChat of Guangdong Local Taxation Bureau.
The main difference with "BOC e-loan" is that (1) the inquiry of personal income tax payment data needs authorization on the relevant platform of "Guangdong Local Tax".
(2) Select "Guangdong Tax (Personal Income Tax)" in the mobile banking deposit unit.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.
Introduction of China Bank Guangdong Yin Zhong Tax E Loan
Bank of China E-loan local tax customer base project (hereinafter referred to as "Bank of China E-loan") is limited to Guangdong Province (excluding Shenzhen). Based on the product process of BOC E-Loan, BOC E-Loan has joined the "individual income tax payment" customer base in Guangdong Province (excluding Shenzhen). China Bank Guangdong Branch cooperates with Guangdong Local Taxation Bureau. The real-time customer tax data can be used as the basis for BOC's e-loan approval decision after the customer authorizes to inquire about its tax data through the official account of official website of Guangdong Electronic Taxation Bureau or WeChat of Guangdong Local Taxation Bureau.
The main difference with "BOC e-loan" is that (1) the inquiry of personal income tax payment data needs authorization on the relevant platform of "Guangdong Local Tax".
(2) Select "Guangdong Tax (Personal Income Tax)" in the mobile banking deposit unit.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.
What are the application conditions for agricultural bank of China tax e-loan
Agricultural Bank of China tax e-loan is a loan for small and medium-sized enterprises. It gives credit according to tax data, which overcomes the dependence of traditional small and micro enterprise loan products on collateral (pledge) and greatly reduces the customer access threshold. Therefore, since its launch, it has been well received by the majority of small and medium-sized business owners. What are the application conditions of agricultural bank tax e-loan
1. The applicant is between 18 and 65 years old.
2. Applicants must be Chinese mainland residents and entrepreneurs.
3. Individuals and enterprises have no bad credit records and keep good credit records.
4. Business owners, individuals and enterprises have opened online banking of Agricultural Bank of China.
5. The normal duration of the enterprise is more than two years, and the tax paid in the latest year is more than 1 10,000 yuan.
6. The enterprise does not have any serious dishonesty that the government tax department thinks, and its latest tax payment level is at Grade B or above.
In addition, if the enterprise usually has more capital business in ABC, then the probability of passing will be higher. After passing, small and micro enterprises can also calculate interest on a daily basis according to business needs, which can effectively save operating costs.