1, the full name of medical insurance is social medical insurance, which provides reimbursement for outpatient expenses and peacetime medical expenses. If hospitalized, a certain proportion of hospitalization and medical expenses will be reimbursed. Social security is the strongest application and the most invincible effect. We usually use the most insurance.
2. As for medical insurance, it is one of the five social security insurances. There are many local needs. Generally, residents' medical insurance is uniformly collected in1February every year. If you don't have a local hukou, but want to buy a house, a car and send your children to school there, there are certain requirements for social security payment time. If we happen to have this demand, paying social security can not only enjoy medical security, but also make it more convenient for us to buy a car and house in the future.
3. With the improvement of people's living standards and the deepening of population aging, the demand for medical services is increasing. The number of people seeking medical treatment is increasing year by year, and the medical expenses are increasing, which greatly increases the expenditure of the medical insurance fund.
4, the medical insurance fund by the state unified management. All medical expenses, including the interest of the fund, are used to pay people's medical expenses and cannot be used for any other expenses. The purpose of raising the financing standard is to improve the medical insurance treatment level of ordinary people, gradually expand the coverage of medical insurance, and finally benefit most insured people.
Medical insurance refers to social medical insurance. It is a social insurance system that meets the basic medical needs of the state and society according to laws and regulations when workers are sick. It is a social insurance system established by the state and society according to certain laws and regulations within the scope of protection, which needs to be guaranteed when workers provide basic medical services.
Ya' an Medical Security Bureau, Ya' an Finance Bureau and State Taxation Administration of The People's Republic of China Ya' an Taxation Bureau jointly forwarded the Notice of State Taxation Administration of The People's Republic of China, Ministry of Finance of National Medical Insurance Bureau, on Doing a Good Job in Basic Medical Insurance for Urban and Rural Residents in 20021year, and determined the payment standard of basic medical insurance for urban and rural residents in 2022, that is, the individual payment standard of basic medical insurance for urban and rural residents, with 320 yuan/person/year as the first file; The second file is 420 yuan/person/year.