Yes, but the loan is from Bank of China, Japan Branch.
The maximum loan is 15 years, and the interest investment is 2.8%- 50% of the amount, which is equivalent to 30-40% of the house price, that is, the remaining 60-70% needs to be paid by itself.
The requirements for the house are:/kloc-within 0/5 years, with an area of more than 25 square meters.
The requirements for the lender are: under the age of 65, the income is generated in China, Taiwan Province, Hongkong or Singapore, the annual income is more than 200,000 RMB, and the matching tax payment certificate and salary flow for three years are provided.
If it can't be provided, it can't be loaned;
2. Can China people get a loan to buy a house in Japan?
China people who can borrow money to buy a house in Japan can borrow money from the Bank of China in Japan.
Foreigners borrow money from Japanese banks to buy a house, and the interest rate is 2.8%-3%.
Loan terms:
1. A natural person who is over 20 years old and under 55 years old at the time of the loan and has full capacity for civil conduct shall not be over 60 years old at the end of repayment;
2. Must have legal and valid identity certificate or residence qualification;
3. Have a stable occupation and income source (the annual income is not less than 4 million yen);
4. In principle, the starting amount of a single loan is 5 million yen (10 million yen for non-residents);
5. Loan term 1 year or more 15 years or less (self-occupied real estate 1 year or more and 30 years or less);
6. The loan interest rate is about 3% (the interest is adjusted twice every year for the seventh time);
7. The loan amount shall not exceed 50% of the appraised price of real estate;
3. If you buy a house in Japan, can you get a loan from a domestic bank?
Suggest a loan from a local bank in Japan.
1. When you buy a house in Japan, you can enjoy the same policy as the Japanese. That is, the same purchase cost, where to buy, what to buy, and how many sets to buy, you are free to choose. Japan, a country, has not raised the threshold for buying houses for foreigners.
You only need to provide simple documents when you borrow money to buy a house in Japan. Such as passports and notarial certificates. You can even enjoy a loan ratio as high as 60-70%, which greatly improves the rate of return of the invested property.
3. In addition to the advantage of high loan ratio, the loan interest rate of local banks in Japan is only 2.8%-3%, and the loan period can reach up to 35 years. Japan's real estate leasing market is stable, and it is very easy to raise loans by rent. At the same time, in addition to loan investment in buying a house, you can also borrow money to buy a house for self-occupation.
4. If you go to Japan to buy a house, can you get a loan from a domestic bank?
Why do you want to buy a house in Japan? Why do you want to borrow money from domestic banks again? Have you ever thought about what these two questions bring to mind? Maybe what you said is that you only borrow money from domestic banks, not from domestic banks, but the essence of the matter is that you have diverted the expenses that should have benefited the motherland to Japan-what a sad country this is, why do you want to buy a house in that country? I don't understand!