Hello, the payment standards for the five insurances in Luzhou public institutions are: 1. Basic pension insurance payment standard - the employer pays 20% of the total salary, and the employee pays 8% of the total salary; Individual industrial and commercial households and freelancers in urban areas pay 20% of their wages. The salary base for the above-mentioned personnel shall not exceed 300% of the average salary of enterprise employees in the province in the previous year, and shall not be less than 60% of the average salary of enterprise employees in the province in the previous year. 2. Work-related injury insurance payment standards - Work-related injury insurance premiums are subject to differential rates based on the casualty accident risks and occupational hazard levels in each industry. Class I industries pay 0.8% of the total wages of all employees of the unit; construction and transportation industries in Class II industries pay 1.5% of the total wages of all employees of the unit; other industries pay 1% of the total wages of all employees of the unit. % payment; the chemical industry among the three types of industries shall pay 1.5% of the total wages of all employees of the unit, and the other industries shall pay 3% of the total wages of all employees of the unit. If the average salary of the employer is lower than the social average salary of Luzhou City employees in the previous year, the social average salary will be the base for payment; if the average salary of the employer's employees is 200% higher than the average salary of Luzhou City employees in the previous year, 200% of the social average salary will be used. % is the payment base. Individuals do not pay work-related injury insurance premiums. 3. The payment standard for maternity insurance premiums is 1% of the total wages of all employees in the unit. If the average salary of the employer is lower than the social average salary of Luzhou City employees in the previous year, the social average salary will be the base for payment; if the average salary of the employer's employees is 200% higher than the average salary of Luzhou City employees in the previous year, 200% of the social average salary will be used. % is the payment base. Individual employees do not pay maternity insurance premiums. 4. Basic medical insurance payment standards - payment standards for active employees; the employer's contribution rate is 7% of the city's employees' average social salary in the previous year, and the employee's individual contribution rate is 2% of his or her salary. If the employee's salary is lower than 80% of the city's average social wage of employees in the previous year (including the principal amount), 80% will be used as the base for payment; if it is higher than 200% of the city's average employee social wage of the previous year (including the principal amount), 200% will be used as the base for payment. Between 80% and 200%, actual payment is required. Medical insurance premiums for self-employed individuals can be paid at 9% or 6% of the city’s average employee salary in the previous year. Retirees do not pay basic medical insurance premiums. Enterprises that are canceled or declared bankrupt in accordance with the law, as well as enterprises that undergo restructuring or reorganization, must first pay off the arrears of basic medical insurance premiums, and the original unit must pay a one-time payment of 10 years of basic medical insurance premiums for retirees in accordance with regulations. 5. Basic medical insurance payment standards - urban enterprises and institutions and private non-enterprise units shall pay unemployment insurance premiums at the rate of 2% of the total wages of the employees of the unit, and their employees shall pay 1% of their own wages. Social organizations shall pay unemployment insurance premiums at the rate of 2% of the total wages of their full-time employees, and their full-time employees shall pay 1% of their own wages. State agencies shall pay unemployment insurance premiums at the rate of 2% of the total wages of employees and workers with labor contract systems in their units, and their employees and workers with labor contract systems shall pay 1% of their wages. Farmer contract workers themselves do not pay unemployment insurance premiums. Unemployment insurance premiums paid by individual employees shall be withheld and paid by the employer from their wages.

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