What Australian immigrants need to know about the medical system
1. Universal medical service and private medical insurance Australia has established a comprehensive medical service system combining universal medical service and private medical insurance. The universal health care system is a basic health care plan covering all residents. Every resident can apply for a medical insurance card, and the cardholder can get a series of free services in any community clinic and public hospital in the country, including general basic medical services such as community doctors, emergency departments, specialist or general hospitals, such as medical treatment, health care, prevention knowledge training, etc., mainly through the implementation of universal medical insurance projects and drug subsidy projects.
However, more than one-third of people in Australia will buy private medical insurance. On the one hand, because of the use of medical insurance cards in public hospitals, patients can't choose doctors and wards, and they have no priority in treatment. Some chronic diseases need long queues for treatment. On the other hand, free medical care generally does not include dental, massage and physical therapy services. Therefore, in order to enjoy better and faster medical services, middle-and high-income groups are willing to buy private medical insurance. With private medical insurance, you can go to private hospitals or public hospitals at your own expense, and you can choose a doctor and give priority to medical treatment.
2. Public hospitals and private hospitals
Corresponding to universal medical service and private medical insurance, hospitals in Australia are divided into public hospitals and private hospitals. Australian public hospitals are non-profit organizations established by the government, which not only undertake emergency and specialist services, but also undertake medical teaching, doctor training and continuing education in Australia. Private hospitals in Australia are privately funded for-profit institutions, which have developed rapidly in the past decade. They are complementary to public hospitals in Australia and provide all kinds of medical services for Australian residents.
3. Separate management of medicine
Doctors and medicines in Australia are managed separately. In other words, in Australia, doctors are only responsible for seeing a doctor and prescribing medicine. Hospitals and clinics are not allowed to sell drugs to patients, but patients need to go to pharmacies to buy drugs themselves with prescriptions. In order to make medicine affordable for more people, Australia has also implemented a "medical welfare plan" to subsidize many medical prescriptions, including subsidized drugs. When patients buy, they only need to pay less, and the main cost is paid by the government.
At present, Australia has mutual medical assistance agreements with New Zealand, Britain, Sweden, Italy and Malta, so holders of Australian medical care card "Medicare" can still enjoy free medical insurance when they travel to these countries.
Introduction of Australian Family Immigrants
First, family migration.
Partner Immigration: Partners of Australian citizens, Australian permanent residents or eligible New Zealand citizens can apply for entry and/or permanent residence in Australia. Partners include people who intend to get married, married (legal) partners and de facto marriage partners.
Overseas partners do not automatically acquire the right to live permanently in Australia. They must apply for proper visas and meet all legal requirements after the formal examination.
Two. Spouse temporary visa (subclass 309) and permanent visa (subclass 100)
Suitable for overseas applicants to enter Australia and live with their partners. Partners must be Australian citizens, Australian permanent residents or qualified New Zealand citizens.
Three. Future Marriage Visa (300 subcategories)
Applicable to overseas applicants who enter Australia to marry their fiance (wife). Her fiance (wife) must be an Australian citizen, a permanent resident of Australia or a qualified New Zealand citizen. Once married, visa holders can apply for permanent residence in Australia.
List of materials (including application form), list of application materials for partner immigration visa (including future marriage), family relationship of Australian citizens, application in China (including important information such as where to submit the application), application fee and payment method (including important information such as how to send money by post), trial time, visa label, basic information, physical examination, designated immigration agent or agent, supplementary materials, false materials, verification materials and application notice.
Article 3 What do new Australian immigrants need to do after entering the country?
1. Apply for an Australian driver's license
In Australia, anyone aged 16 can apply for a driver's license. The exam is usually divided into two steps. The first step is the traffic rules test (with Chinese version), that is, the applicant obtains the learning driver's license through the theoretical written test; The second step is the road test, that is, learning to drive on the road and obtaining a temporary driver's license through the road test.
Open a bank account
Opening a bank account in an Australian bank requires important identification documents, such as passport and driver's license, and your address letter. (This can meet the minimum appraisal score of ordinary banks 100. )
In addition, Australians rarely carry large amounts of cash, debit cards, credit cards and personal checks with them. Banks in Australia are all connected to the national network, and they can handle account opening, deposit and withdrawal, remittance and other procedures at any branch in any city. Some branches of Australian banks in China can even open an account for you before you go to Australia, allowing you to remit money first and then use it in Australia.
New immigrants from Australia are advised to apply for and use credit cards. During daily consumption, try to use credit cards to accumulate credit, so as to lay a good foundation for mortgage loans for goods such as car purchase in the future. The credit card incentive scheme of Australian banks is generally 0.6- 1% of the total consumption.
3. Handling individual tax number TFN
Everyone who has a work permit in Australia must apply for a tax number, usually 9 digits. It is used in work, tax declaration, tax payment, use of government services and application for welfare. The tax number can be applied after the first login. Or when you are in Australia, you can apply on the website of the Inland Revenue Department, and you need to provide your address in Australia. Usually, if you don't provide the tax number to your bank, the bank will help the tax bureau deduct your tax from the interest. Therefore, gold experts remind everyone that it is very important to provide personal tax numbers to banks.
4. Medical insurance
Australia's medical system and service system are excellent. All residents, including new immigrants, can enjoy free medical care. The government gives everyone a medical card and allows them to go to a hospital or a nearby clinic. In Australia, people are used to looking for a regular family doctor or going to the nearest clinic. This kind of doctor is called GP, and they think it is necessary to recommend patients to see a specialist. Without the recommendation of general practitioners, specialists generally do not directly receive patients.
Business investment immigrant visa holders cannot enjoy free medical care and must buy private medical insurance themselves. Usually, the insurance premium is not expensive, which is below 65,438 Australian dollars+0,000 Australian dollars per year. Once they become permanent residents, they will enjoy free medical insurance. In the visa approval letter, the Immigration Bureau will clearly state that business investment immigrant visa holders must purchase private medical insurance. Many new immigrants didn't notice this. Without medical insurance, once you get sick, medical expenses are very expensive in Australia. Kim's immigration experts suggest that the whole family should buy medical insurance immediately after getting the visa. If necessary, AVIC Global Group can help you.
5. Enjoy preferential treatment for students
Children of business investment immigrants enjoy preferential student treatment in Australia. Usually, the children of business investment immigrants are treated differently on different continents! For example, in Xinzhou, where Sydney is located, children under 18 need to pay about 5,000 Australian dollars every year.
Children who want to attend private schools, pre-university courses or universities must pay the full tuition fee for international students. Because it is not restricted by the school district, you can complete the registration procedures in China and go to school after you arrive in Australia.
6. Learn immigrant English
Business immigrant visa holders can sign up for English language training courses specially for new immigrants after arriving in Australia and settling down. The tuition fee has been paid to the Australian government before the visa is approved, and there is no refund if it is not used.