Personal advice.
For a small platform like foreign countries, if you have completed the loan business and encounter such a situation, then I suggest you choose to call the police, because the country is still cracking down on such loan platforms. After all, their loan method is actually illegal. Because at present, it is forbidden to behead by collecting handling fees, service fees or various means. Therefore, when people encounter such problems, they should be brave enough to take out legal weapons to safeguard their rights and interests.
Extended data. Microfinance is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally more than 6,543,800 yuan and less than 200,000 yuan. The treatment process generally needs to be guaranteed. Microfinance is an extension of microfinance in technology and practical application. Microfinance in China: It mainly serves agriculture, rural areas and small and medium-sized enterprises. The establishment of small loan companies has rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises. There are also personal micro-loans for office workers, generally ranging from 1 1,000-50,000 yuan. Most of them don't need mortgage, but the credit and information review is strict.
2065438+On September 6, 2008, the Ministry of Finance of China and State Taxation Administration of The People's Republic of China issued a notice, clarifying that the interest income obtained by financial institutions in granting small loans to small enterprises, micro-enterprises and individual industrial and commercial households is exempt from VAT.