I. Transfer process:
1, confirm the information and confirm that the basic information meets the requirements;
2. Signing an agreement: confirm and sign an entrustment agreement to pay the intentional payment;
3. Due diligence: the acquirer enters the site to conduct due diligence on the transferor company;
4. Formal agreement: if the adjustment is all right, it will be changed, and if it does not meet the requirements, it will be refunded or the target will be replaced;
5, equity change: do everything possible to start business, taxation, banking, social security and other changes;
6. Changes in insurance supervision: changes in shareholders, place of registration and senior management of the Insurance Regulatory Bureau;
7. Data handover: handover of all materials of the company.
II. Main inquiry contents of due diligence:
1) The target company has no disputes over creditor's rights and debts.
2) The target company has no bad bank loans.
3) The target company has no court proceedings.
4) The target company is not in arrears with employees' wages.
5) The target company does not owe taxes and evade taxes.
6) The subject qualification and business qualification of the target company are true and legal.
7) The target company has never had a collective run in the previous operation.
8) The target company has no record of regulatory punishment.
9) Other circumstances that have a significant impact on the operation of the target company.
Iii. Requirements for new shareholders:
1, there is no administrative penalty for the acquisition requirements of natural person shareholders, and the bank flow has exceeded the capital contribution in the past three months;
2. The acquisition of corporate shareholders requires giving priority to the acquisition of industrial companies and avoiding private equity, P2P and other wealth management companies; In the past three months, the bank's running water has exceeded the capital contribution;
Iv. Requirements for China Insurance Regulatory Commission to report new senior executives:
1, one senior executive;
2, senior management requirements, college degree or above, engaged in economic industry for more than three years, no illegal crime, no administrative punishment, etc.;
V. Transfer price:
The specific price depends on which region, Hebei, Shanxi, Liaoning, Jilin, Heilongjiang, Jiangsu, Zhejiang, Anhui, Fujian, Jiangxi, Shandong, Henan, Hubei, Hunan, Guangdong, Hainan, Sichuan, Guizhou, Yunnan, Shaanxi, Gansu, Qinghai, Inner Mongolia and Guangxi. Every province, the price of each target is different, depending on the target.
Insurance brokers are all national, with the most registered places in Beijing, depending on the license plate and the seller's quotation. Everything is negotiable.
Extended reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.