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202 1 What changes have taken place after the medical insurance system was upgraded?
202 1 After the medical insurance system is upgraded, the new medical insurance policy has strong applicability.

The main contents are as follows:

1. Hospitalization of common diseases in the city. At present, the system of referral, transfer and filing registration is not implemented in the hospitalization of ordinary diseases in this city;

2. On the contrary, the system of referral, transfer and filing registration is implemented for hospitalization of common diseases in different places;

3. If it is an emergency, not for the needs of designated hospitals, individuals should pay in advance.

Social medical insurance is also called "sickness social insurance" or "health social insurance". A social insurance in which the income of the insured is interrupted and the medical expenses are lost due to illness, injury, disability, etc. Insurance institutions provide material assistance. Including disease subsidies and health care, that is, payment for medical care, special medical care, outpatient service, hospitalization, home care services and drug supply. Due to the different levels of national economic development and social systems in different countries, the scope of disease insurance varies greatly. Some countries include the whole people, while others are limited to employed workers. Most countries stipulate that the source of funds is shared by employees and employers, and the state gives certain subsidies. The medical expenses incurred by the insured due to emergency rescue to non-designated medical institutions in this city and medical institutions in different places shall be paid in advance by individuals or units. After the emergency rescue, the medical insurance agency shall handle the reimbursement procedures according to the provisions with the emergency hospitalization medical records, inspection, laboratory test sheets, invoices and detailed list of medical expenses.

If the insured person is transferred to other medical institutions for diagnosis and treatment due to the conditions of designated medical institutions or specialized diseases, it is necessary to fill in the referral approval form. The reason for referral and transfer is put forward by the attending physician, the director of the department puts forward the opinion of referral and transfer, the medical institution medical insurance office reviews it, the dean in charge signs it, and it can be transferred only after being reported to the municipal medical insurance center for examination and approval.

Article 7 of the Regulations on the Basic Medical Insurance for Urban Workers in People's Republic of China (PRC) shall be calculated according to the relevant provisions of the state. The basic medical insurance premium paid by the employer shall be charged according to the relevant financial regulations of the state. The basic medical insurance premium is not included in the personal current wage income, and is exempt from personal income tax. The employing unit shall not lower the wage standard of employees on the grounds that they pay the basic medical insurance premium.