Jiangsu’s urban and rural medical insurance payment standards are divided into low, medium and high-end according to income levels. Insured persons pay according to the standard to enjoy medical insurance benefits.

Jiangsu urban and rural medical insurance payment standards refer to the payment standards for urban and rural residents in Jiangsu Province participating in medical insurance. According to the relevant regulations of Jiangsu Province, the payment standards for urban and rural medical insurance are classified and delineated according to the income level of the insured persons.

Specifically, Jiangsu’s urban and rural medical insurance payment standards are divided into three levels: low-end, mid-range and high-end. Depending on the income of the insured, the payment standards for different levels are also different.

In Jiangsu Province, the low-end urban and rural residents’ medical insurance payment standard is 180 yuan per person per year; the mid-range urban and rural residents’ medical insurance payment standard is 240 yuan per person per year; and the high-end urban and rural residents’ medical insurance payment standard is 300 yuan per person per year. It should be noted that these payment standards may be adjusted according to policy changes in Jiangsu Province, so the latest regulations need to prevail when making specific payments.

Insured persons can choose the appropriate payment level according to their own financial situation and pay the corresponding fees according to the prescribed time nodes. After paying urban and rural medical insurance fees, insured persons can enjoy corresponding medical insurance benefits, including basic medical insurance and critical illness insurance.

In short, Jiangsu’s urban and rural medical insurance payment standards are divided into low-end, mid-range and high-end according to the income level of insured persons. Insured persons need to pay corresponding fees in accordance with the prescribed payment standards and time points to enjoy the relevant benefits of medical insurance. Please pay attention to the latest policies and regulations of Jiangsu Province to obtain accurate payment standard information.

Jiangsu Urban and Rural Medical Insurance Payment Policy Adjustments and Impact Analysis

Jiangsu Province has recently adjusted its urban and rural medical insurance payment policies. This move will have an important impact on the majority of insured persons. According to the new policy, the payment standard will be adjusted according to the income level of the insured persons to better protect the rights and interests of the insured persons. This move aims to improve the level of medical insurance protection and ensure that insured persons can enjoy better medical services.

This policy adjustment will have different impacts on different income groups. For low-income groups, adjustments to payment standards may bring a certain financial burden, but at the same time, they can also enjoy more comprehensive medical security. For high-income groups, adjustments to payment standards may increase their payment amount, but they will also be able to enjoy a higher level of medical security.

This policy adjustment will also promote the integration of urban and rural medical insurance systems and further improve the coverage and quality of medical insurance services. This move will help resolve the differences between the medical insurance systems for urban and rural residents, promote the rational allocation of medical resources, and improve the level of primary medical services.

In general, the adjustment of Jiangsu’s urban and rural medical insurance payment policies will have different economic impacts on different income groups while ensuring the quality of medical services. The implementation of this policy is expected to further improve the medical insurance system, improve the medical security level of insured persons, and bring better medical and health care services to the general public.

Legal basis:

"Social Insurance Law of the People's Republic of China":

Chapter 3 Basic Medical Insurance

Art. Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical insurance and basic medical insurance for urban residents shall be implemented in accordance with national regulations.